No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | 11 NORTH WACKER ST, STE 500 CHICAGO, IL 60606 | $126K |
| PATH ADMINISTRATORS EIN 44-1226464 NONE | Direct payment from the plan; Claims processing Service code 12 | 3461 MARKET STREET, STE 102 CAMP HILL, PA 17011 | $105K |
| CAPITAL BLUECROSS EIN 59-1031071 NONE | Claims processing; Direct payment from the plan Service code 12 | 2500 ELMERTON AVE HARRISBURG, PA 17177 | $91K |
| MEYER, UNKOVIC & SCOTT LLC NONE | Direct payment from the plan Service code 50 | 535 SMITHFIELD STREET, SUITE 1300 PITTSBURGH, PA 15222 | $65K |
| BENECARD SERVICES EIN 22-2998772 NONE | Claims processing; Direct payment from the plan Service code 12 | 1200 ROUTE 46 WEST CLIFTON, NJ 07013 | $20K |
| PACKER THOMAS EIN 34-1667340 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 2815 WILMINGTON ROAD, STE 2 NEW CASTLE, PA 16105 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE CO | 176 | $6K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 176 | $319K |
| Other | EQUITABLE FINANCIAL LIFE INSURANCE CO | 176 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.