| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ESCALA AND ASSOCIATES3 | 2450 SW 102ND PL MIAMI, FL 33165 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $106K | $106K | 6.45% |
| THE SOUTHERN REGION LLC | 7313 MERCHANT CT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $16K | — | $16K | 9.91% |
| JORGE ESCALA | 2450 SW 102ND PL MIAMI, FL 33165 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $13K | — | $13K | 7.92% |
| JORGE ESCALA3 | 2450 SW 102ND PL MIAMI, FL 33165 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | — | $16K | 10.12% |
| EMPLOYER BENEFITS CONSULTING LLC3 | 13200 SW 128 STREET BLDG G1 MIAMI, FL 33186 | HARTFORD LIFE AND ACCIDENT | $15K | — | $15K | 15.00% |
| EQUITABLE NETWORK LLC3 | 280 S 400 W STE 100 SALT LAKE CITY, UT 84101 | PRINCIPAL LIFE INSURANCE COMPANAY | $371 | — | $371 | 3.16% |
| DONALD W MARX3 | 9083 LAUREL RIDGE DR MOUNT DORA, FL 32757 | PRINCIPAL LIFE INSURANCE COMPANAY | $42 | — | $42 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 233 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $162K |
| Life insurance(2 contracts, 2 carriers) | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 179 | $265K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 179 | $115K |
| Other | HARTFORD LIFE AND ACCIDENT | 179 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.