| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | PROVIDENCE HEALTH PLANS | $131K | $13K | $145K | 2.13% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | PROVIDENCE HEALTH PLANS | $79K | — | $79K | 1.16% |
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | KAISER PERMANENTE | $43K | $7K | $50K | 2.22% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT AVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | KAISER PERMANENTE | $27K | $0 | $27K | 1.20% |
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | OREGON'S HEALTH CO-OP | $17K | $5K | $22K | 1.80% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | OREGON'S HEALTH CO-OP | $6K | — | $6K | 0.48% |
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | MODA HEALTH | $21K | — | $21K | 2.33% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | MODA HEALTH | $6K | — | $6K | 0.69% |
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | VISION SERVICE PLAN | $2K | — | $2K | 1.83% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | VISION SERVICE PLAN | $765 | — | $765 | 0.79% |
| AKT BENEFIT ADVISORS LP3 Filed as: AKT BENEFIT ADVISORS, LP | 5665 SW MEADOWS RD. SUITE 200 LAKE OSWEGO, OR 97035 | WILLAMETTE DENTAL GROUP | $1K | — | $1K | 1.53% |
| NORTHWEST EMPLOYEE BENEFITS, INC.3 | 4300 NE FREMONT SUITE 260 PORTLAND, OR 97213 | WILLAMETTE DENTAL GROUP | $1K | — | $1K | 1.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,217 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PROVIDENCE HEALTH PLANS | 640 | $10.3M |
| Dental(3 contracts, 3 carriers) | KAISER PERMANENTE | 785 | $3.2M |
| Vision(2 contracts, 2 carriers) | KAISER PERMANENTE | 822 | $2.3M |
| Prescription drug(3 contracts, 3 carriers) | PROVIDENCE HEALTH PLANS | 640 | $10.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 822 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.