| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ULLICO | TWO GREENWAY PLAZA HOUSTON, TX 77046 | THE UNION LABOR LIFE INSURANCE CARRIER | $57K | $57K | $114K | 14.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 94-1702986 ADMINISTRATOR | Plan Administrator; Copying and duplicating Service code 14 | PO BOX 819015 DALLAS, TX 75381 | $2.4M |
| BAKER BOTTS, LLP ATTORNEY | Legal Service code 29 | PO BOX 301251 DALLAS, TX 75303 | $725K |
| UBS INVEST. CUSTODIAN | Custodial (securities) Service code 19 | 2155 LOUISIANA BLVD NE ALBUQUERQUE, NM 87110 | $152K |
| SEGAL CONSULTING EIN 94-1503999 CONSULTANT | Consulting (general) Service code 16 | 7900 NORTH SAM HOUSTON PWKY WEST SUITE 110 HOUSTON, TX 77064 | $69K |
| TCW INVESTMENT MANAGEMENT INVEST. MGR. | Investment management Service code 28 | FILE 56439 LOS ANGELES, CA 90074 | $58K |
| BAHL & GAYNOR EIN 31-1297139 INVEST. MGR. | Investment management Service code 28 | 255 EAST FIFTH STREET SUTIE 2700 CINCINNATI, OH 45202 | $56K |
| REILLY ECHOLS PRINT SERVICES | Copying and duplicating Service code 36 | 1710 S HARWOOD ST DALLAS, TX 75215 | $56K |
| EATON VANCE INVEST. MGR. | Investment management Service code 28 | TWO INTERNATIONAL PLACE BOSTON, MA 02110 | $55K |
| WCM INVEST. MGR. | Investment management Service code 28 | 281 BROOKS STREET LAGUNA BEACH, CA 92651 | $51K |
| EDWARDS AND LEATHERS, P.C. EIN 20-8739519 PAYROLL AUDITOR | Accounting (including auditing) Service code 10 | PO BOX 860 BAYTOWN, TX 77522 | $49K |
| BRANDES INVESTMENT INVEST. MGR. | Investment management Service code 28 | 11988 EL CAMINO REAL SUITE 600 SAN DIEGO, CA 92191 | $30K |
| SEGAL SELECT INSURANCE INSURANCE | Insurance agents and brokers Service code 22 | 333 WEST 34TH STREET NEW YORK, NY 10001 | $29K |
| SEGAL ADVISORS EIN 13-2646110 ACTUARY | Actuarial Service code 11 | 901 MOPAC EXPRESSWAY BUILDING 1, SUITE 300 AUSTIN, TX 78746 | $26K |
| WELLESLY ASSET MANAGEMENT INVEST. MGR. | Investment management Service code 28 | 20 WILLIAM STREET SUITE 310 WELLESLY, MA 02481 | $26K |
| UNIPLAN INVESTMENT COUNSEL INVEST. MGR. | Investment management Service code 28 | 22939 WEST OVERSON ROAD UNION GROVE, WI 53182 | $22K |
| WESTIN DFW HOTEL MEETINGS HOTEL | Other services Service code 49 | 4545 W JOHN CARPENTER FWY IRVING, TX 75063 | $15K |
| HARPER & PEARSON EIN 74-1695589 PAYROLL AUDITOR | Accounting (including auditing) Service code 10 | ONE RIVERWAY SUITE 100 HOUSTON, TX 77056 | $11K |
| HILTON ARLINGTON HOTEL MEETINGS HOTEL | Other services Service code 49 | 2401 EAST LAMAR ARLINGTON, TX 76006 | $10K |
| CHARLES HILL DELIVERY SERVICE | Other services Service code 49 | 222 GOLD FINCH DR RICHARDSON, TX 75081 | $9K |
| DOUBLE TREE DFW MEETINGS HOTEL | Other services Service code 49 | 4441 W JOHN CARPENTER FWY IRVING, TX 75063 | $7K |
| EAGLE GLOBAL ADVISORY INVEST. MGR. | Investment management Service code 28 | 1330 POST OAK BLVD. SUITE 3000 HOUSTON, TX 77056 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,489 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 658 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 6,230 | $53.7M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 6,322 | $0 |
| Vision | VISION SERVICE PLAN | 6,243 | $0 |
| Prescription drug(2 contracts, 2 carriers) | UNITEDHEALTHCARE | 6,300 | $1.0M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE CARRIER | 6,114 | $811K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.