| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC | 18700 N HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $60K | — | $60K | 5.95% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTRATORS EIN 86-0785790 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $7.7M |
| BLUECROSS BLUESHIELD OF AZ., INC. EIN 86-0004538 NONE | Direct payment from the plan; Other fees Service code 50 | — | $2.2M |
| EPLAN NONE | Direct payment from the plan; Other fees Service code 50 | 22601 N 19TH AVE STE 240 PHOENIX, AZ 85027 | $925K |
| AMERICAN HEALTH GROUP NONE | Direct payment from the plan; Other fees Service code 50 | 2152 S VINEYARD STE 103 MESA, AZ 85210 | $496K |
| UNITED HEALTHCARE NONE | Direct payment from the plan; Other fees Service code 50 | 333 W VINE ST STE 500 LEXINGTON, KY 40507 | $465K |
| HORIZON ACTUARIAL SERVICES EIN 26-1370698 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $391K |
| LETTERSTREAM NONE | Other fees; Direct payment from the plan Service code 50 | 8551 E ANDERSON DR STE 108 SCOTTSDALE, AZ 85255 | $378K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $284K |
| SEGAL EIN 06-0839113 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $266K |
| BLUECROSS BLUESHIELD OF IL., INC. NONE | Direct payment from the plan; Other fees Service code 50 | 300 E RANDOLPH ST CHICAGO, IL 60601 | $251K |
| OPTUM RX EIN 11-2581812 NONE | Other fees; Direct payment from the plan Service code 50 | — | $211K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $174K |
| CHARTWELL INVESTMENT PARTNERS NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1205 WESTLAKES DR STE 100 BERWYN, PA 19312 | $173K |
| TELADOC, INC. NONE | Direct payment from the plan; Other fees Service code 50 | 17304 PRESTON RD STE 730 DALLAS, TX 75252 | $139K |
| VISION SERVICE PLAN EIN 23-7293853 NONE | Other fees; Direct payment from the plan Service code 50 | — | $119K |
| MCCRACKEN STEMERMAN & HOLSBERRY LLP EIN 94-1709555 NONE | Legal; Direct payment from the plan Service code 29 | — | $115K |
| REINHART BOERNER VAN DEUREN, S.C. EIN 39-1126909 NONE | Legal; Direct payment from the plan Service code 29 | — | $114K |
| BLEIWEISS COMMUNICATIONS INC EIN 95-3676526 NONE | Other fees; Direct payment from the plan Service code 50 | — | $113K |
| BANK OF AMERICA EIN 86-0005300 NONE | Direct payment from the plan; Other fees Service code 50 | — | $98K |
| BMI AUDIT SERVICES HOLDINGS EIN 38-4091484 NONE | Other fees; Direct payment from the plan Service code 50 | — | $25K |
| NEW ENGLAND PENSION CONSULTANT EIN 04-2927339 NONE | Investment advisory (plan); Other fees Service code 27 | — | $19K |
| THE NORTHERN TRUST EIN 39-1561860 NONE | Direct payment from the plan; Other services; Float revenue; Custodial (securities) Service code 19 | — | $18K |
| HMC HEALTHWORKS NONE | Other fees; Direct payment from the plan Service code 50 | 2 PARK PLAZA STE 1200 IRVINE, CA 92614 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ALPHA DENTAL OF ARIZONA, INC. | 2,109 | $334K |
| Life insurance(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 14,737 | $300K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 14,236 | $1.0M |
| Other | HMC HEALTHWORKS, INC. | 12,957 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,737 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.