| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP, LLC. | 18940 NORTH PIMA RD STE 210 SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $41K | — | $41K | 5.93% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTRATORS EIN 86-0785790 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $10.0M |
| BLUECROSS BLUESHIELD OF AZ., INC. EIN 86-0004538 NONE | Direct payment from the plan; Other fees Service code 50 | — | $2.5M |
| UNITED HEALTHCARE NONE | Direct payment from the plan; Other fees Service code 50 | 333 W VINE ST STE 500 LEXINGTON, KY 40507 | $531K |
| AMERICAN HEALTH GROUP NONE | Direct payment from the plan; Other fees Service code 50 | 2152 SOUTH VINEYARD STE 103 MESA, AZ 85210 | $490K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $297K |
| ACTIVE RADAR NONE | Direct payment from the plan; Other fees Service code 50 | 2 RICHMOND SQUARE STE 110 PROVIDENCE, RI 02906 | $293K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $241K |
| RAEL & LETSON EIN 94-1701048 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $239K |
| OPTUM RX NONE | Direct payment from the plan; Other fees Service code 50 | 2300 MAIN ST IRVINE, CA 92614 | $218K |
| HORIZON ACTUARIAL SERVICES NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | 420 EXCHANGE STE 260 IRVINE, CA 92602 | $197K |
| TELADOC, INC. NONE | Other fees; Direct payment from the plan Service code 50 | 1945 LAKEPOINTE DR LEWISVILLE, TX 75057 | $157K |
| BLUECROSS BLUESHIELD OF IL., INC. NONE | Direct payment from the plan; Other fees Service code 50 | 300 E RANDOLPH ST CHICAGO, IL 60601 | $140K |
| VISION SERVICE PLAN EIN 23-7293853 NONE | Other fees; Direct payment from the plan Service code 50 | — | $133K |
| CHARTWELL INVESTMENT PARTNERS NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1205 WESTLAKES DR STE 100 BERWYN, PA 19312 | $121K |
| MCCRACKEN STEMERMAN & HOLSBERRY LLP EIN 94-1709555 NONE | Legal; Direct payment from the plan Service code 29 | — | $118K |
| REINHART BOERNER VAN DEUREN, S.C. EIN 39-1126909 NONE | Legal; Direct payment from the plan Service code 29 | — | $100K |
| HEALTH MANAGEMENT CONCEPTS, INC. EIN 75-3189468 NONE | Direct payment from the plan; Other fees Service code 50 | — | $79K |
| BANK OF AMERICA EIN 86-0005300 NONE | Direct payment from the plan; Other fees Service code 50 | — | $70K |
| UNITED CONCORDIA, INC EIN 95-4146179 NONE | Other fees; Direct payment from the plan Service code 50 | — | $67K |
| LOCKTON-DUNNING NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 123042 DALLAS, TX 75312 | $30K |
| THE NORTHERN TRUST EIN 39-1561860 NONE | Custodial (securities); Other services; Float revenue; Direct payment from the plan Service code 19 | — | $17K |
| NEW ENGLAND PENSION CONSULTANT EIN 04-2927339 NONE | Other fees; Investment advisory (plan) Service code 27 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,841 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,841 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 3 carriers) | ALPHA DENTAL OF ARIZONA, INC. | 29,183 | $344K |
| Life insurance | UNICARE LIFE & HEALTH INSURANCE CO. | 15,171 | $366K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 15,229 | $688K |
| Other | HEALTH MANAGEMENT CONCEPTS,INC. | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 29,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.