No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS ADMINISTRATOR EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $283K |
| ASSOCIATED THIRD PARTY ADMINISTRATO EIN 94-1688642 NONE | Contract Administrator Service code 13 | — | $92K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | — | $59K |
| MESSNER & SMITH INVESTMENT EIN 33-0087141 NONE | Investment management fees paid directly by plan Service code 51 | — | $40K |
| CARNE, LAZARUS & GOLDBARD, LLP EIN 33-0784506 NONE | Accounting (including auditing) Service code 10 | — | $37K |
| LAW OFFICES OF RICHARD PROCHAZKA EIN 95-3722191 NONE | Legal Service code 29 | — | $28K |
| CALIFORNIA BANK & TRUST EIN 95-2783330 NONE | Other services Service code 49 | — | $16K |
| HENNINGFIELD & ASSOCIATES EIN 54-2189926 NONE | Accounting (including auditing) Service code 10 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,366 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 2,744 | $21.0M |
| Dental | WESTERN DENTAL SERVICES CO | 1,228 | $205K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,627 | $272K |
| Other(2 contracts, 2 carriers) | HEALTH AND HUMAN RESOURCE CENTER, INC. - AETNA | 1,804 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,744 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.