No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ASSOCIATED 3RD PARTY ADMINISTRATORS EIN 94-1688642 ADMINISTRATOR | Contract Administrator Service code 13 | 4161 HOME AVENUE, 2ND FLOOR SAN DIEGO, CA 921055251 | $374K |
| RAEL & LETSON EIN 94-1701048 ACTUARY | Actuarial Service code 11 | 378 VINTAGE PARK DRIVE FOSTER CITY, CA 94404 | $57K |
| CARNE,LAZARUS & GOLDBARG LLP EIN 33-0784506 CPA | Accounting (including auditing) Service code 10 | 2445 FIFTH AVENUE, SUITE 230 SAN DIEGO, CA 921011665 | $56K |
| MESSNER & SMITH INVESTMENT EIN 33-0087141 INVESTMENT MANAGER | Investment management Service code 28 | 530 B STREET, SUITE 300 SAN DIEGO, CA 921014431 | $39K |
| RICHARD PROCHAZKA EIN 95-3722191 ATTORNEY | Legal Service code 29 | 2525 CAMINO DEL RIO SOUTH 209 SAN DIEGO, CA 92108 | $34K |
| DEFRANCE PRINTING EIN 95-1973813 PRINTING AND COPIES | Copying and duplicating Service code 36 | 320 WEST 17TH STREET NATIONAL CITY, CA 91950 | $24K |
| NUWEST INSURANCE SERVICES EIN 33-0194819 INSURANCE PROVIDER | Insurance agents and brokers Service code 22 | 2201 DUPONT DRIVE SUITE 310 IRVINE, CA 926127510 | $23K |
| CALIFORNIA BANK & TRUST EIN 95-2783330 BANKER | Account maintenance fees Service code 65 | 5500 GROSSMONT CENTER DR, STE 408 LA MESA, CA 919423016 | $18K |
| INTERNATIONAL FOUNDATION EBP EIN 39-1034021 EDUCATION SERVICES | Consulting (pension) Service code 17 | 18700 W BLUEMOUND RD PO BOX 69 BROOKFIELD, WI 530080069 | $10K |
| AABCO PRINTING EIN 94-1553665 PRINTING AND COPIES | Copying and duplicating Service code 36 | 1300 GALAXY WAY, STE 20 CONCORD, CA 94520 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 1,006 | $21.0M |
| Dental | WESTERN DENTAL SERVICES CO | 584 | $236K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 324 | $73K |
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 1,794 | $27K |
| Other(2 contracts, 2 carriers) | UNION LABOR LIFE INSURANCE COMPANY | 1,795 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,795 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.