| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | HCC LIFE INSURANCE COMPANY | $79K | — | $79K | 18.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | AMERICAN UNITED LIFE INSURANCE COMPANY | $59K | — | $59K | 26.56% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 722033505 | VISION SERVICE PLAN | $2K | — | $2K | 3.50% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 9.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N CAUSEWAY BLVD STE 300 METARIE, LA 70002 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 8.50% |
| COASTAL STATES INSURANCE CORP3 Filed as: COASTAL STATES INSURANCE CORP. | PO BOX 1042 PELAHATCHIE, MS 39145 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 4.40% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP | PO BOX 161690 AUSTIN, TX 78716 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 3.60% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 18.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: FOX-EVERETT, INC. | PO BOX 6650 METAIRIE, LA 70009 | NATIONAL GUARDIAN LIFE | -$2K | — | -$2K | -9.93% |
| DOYCE TALKINGTON4 Filed as: DOYCE TARKINGTON | 1207 KYNLEE CV BRYANT, AR 72022 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $3K | — | $3K | 24.25% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $224 | $2K | 22.50% |
| CHARTWELL FINANCIAL GROUP LLC3 Filed as: CHARTWELL FINANCIAL GROUP, LLC | 6363 POPLAR AVE #220 MEMPHIS, TN 38119 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7 | — | $7 | 0.08% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $258 | $2K | 27.92% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF ARK EIN 71-0226428 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | P.O BOX 3743 LITTLE ROCK, AR 72203 | $165K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 172 | $52K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 258 | $222K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 258 | $238K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 258 | $222K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 238 | $438K |
| Other(5 contracts, 5 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 258 | $292K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 258 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.