| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 722012708 | HCC LIFE INSURANCE COMPANY | $66K | — | $66K | 18.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | AMERICAN UNITED LIFE INSURANCE COMPANY | $50K | — | $50K | 24.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: FOX-EVERETT, INC. | PO BOX 6006 RIDGELAND, MS 38119 | AMERICAN UNITED LIFE INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 722033505 | VISION SERVICE PLAN | $2K | — | $2K | 3.86% |
| JEHU G BRABHAM3 Filed as: JEHU BRABHAM | 300 CONCOURSE BLVD STE 300 RIDGELAND, MS 39157 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 13.68% |
| COASTAL STATES INSURANCE CORP3 Filed as: COASTAL STATES INSURANCE CORP. | 300 CONCOURSE BLVD STE 300 RIDGELAND, MS 39157 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 4.40% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 4.32% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP | PO BOX 161690 AUSTIN, TX 78716 | HUMANA INSURANCE COMPANY | $917 | — | $917 | 3.60% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE | $3K | — | $3K | 21.45% |
| DOYCE TALKINGTON4 Filed as: DOYCE TARKINGTON | 1207 KYNLEE CV BRYANT, AR 72022 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $4K | — | $4K | 44.43% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $16 | $2K | 23.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | PO BOX 1788 GRAND RAPIDS, MI 49501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $155 | — | $155 | 2.24% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $157 | $1K | 22.80% |
| CHARTWELL FINANCIAL GROUP LLC3 Filed as: CHARTWELL FINANCIAL GROUP, LLC | 6363 POPLAR AVE #220 MEMPHIS, TN 38119 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6 | — | $6 | 0.11% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF ARK EIN 71-0226428 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | P.O BOX 3743 LITTLE ROCK, AR 72203 | $137K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 166 | $46K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 260 | $203K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 260 | $215K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 260 | $203K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 234 | $366K |
| Other(5 contracts, 5 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 260 | $250K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.