| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE | PO BOX 29 SPRINGFIELD, OR 97477 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $1K | $1K | 0.01% |
| LARRY SHERWOOD & ASSOCIATES INC3 Filed as: LARRY SHERWOOD & ASSOCIATES | 10220 SW GREENBURG RD, STE 225 PORTLAND, OR 97223 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $840 | $840 | 0.01% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORNE AVE NE, STE 140 SALEM, OR 97301 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $455 | $455 | 0.00% |
| WARD INSURANCE AGENCY INC3 Filed as: WARD INSURANCE | PO BOX 10167 EUGENE, OR 97440 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $440 | $440 | 0.00% |
| WEIS & ASSOCIATES3 Filed as: WEIS AND ASSOCIATES INC | PO BOX 158 STAYTON, OR 97383 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $432 | $432 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | PO BOX 29018 PORTLAND, OR 97296 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $280 | $280 | 0.00% |
| OLSON INSURANCE GROUP, LLC3 Filed as: OLSON INSURANCE GROUP LLC | PO BOX 21479 KEIZER, OR 97307 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $180 | $180 | 0.00% |
| CASCADE SUMMIT INSURANCE OF OREGON3 | 1800 BLAKENSHIP RD 150 WEST LINN, OR 97068 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $140 | $140 | 0.00% |
| JD FULWILER AND COMPANY3 Filed as: JD FULWILER & CO INSURANCE | 5727 SW MACADAM AVE PORTLAND, OR 97239 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $100 | $100 | 0.00% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORN AVE SE, STE 140 SALEM, OR 97301 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $91 | $91 | 0.00% |
| LARRY SHERWOOD & ASSOC INC3 Filed as: LARRY SHERWOOD & ASSOC | 10220 SW GREENBURG RD, STE 225 PORTLAND, OR 97223 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $84 | $84 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PKWY, STE 1950 ATLANTA, GA 30339 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $21 | $21 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JD FULWILER & CO INSURANCE, INC NONE | Direct payment from the plan; Consulting (general); Insurance brokerage commissions and fees; Insurance agents and brokers Service code 16 | 5727 SW MACADAM AVE PORTLAND, OR 97239 | $237K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $90K |
| PROPEL INSURANCE NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 888 SW 5TH AVE, SUITE 1170 PORTLAND, OR 97204 | $53K |
| CONSILIUM BENEFIT ADVISORS NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 10220 SW GREENBURG ROAD, SUITE 225 TIGARD, OR 97223 | $48K |
| WARD INSURANCE AGENCY, INC. NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | PO BOX 10167 EUGENE, OR 97440 | $45K |
| ALDRICH BENFITS, LP NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 680 HAWTHORN AVE SE, STE 140 SALEM, OR 97301 | $43K |
| KPD INSURANCE, INC NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | PO BOX 29 SPRINGFIELD, OR 97477 | $31K |
| LAPORTE & ASSOCIATES INC NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $20K |
| BROWN & BROWN NORTHWEST INSURANCE NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | FORMERLY FULLERTON AND COMPANY INC 2701 NW VAUGHN ST SUITE 340 PORTLAND, OR 97210 | $18K |
| GOLSON SCRUGGS INSURANCE INC. NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 10998 SW 68TH PARKWAY PORTLAND, OR 97223 | $17K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| HAGAN HAMILTON NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 448 SE BAKER ST MCMINNVILLE, OR 97128 | $14K |
| INNOVATIVE COST MANAGEMENT EIN 77-0119752 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $13K |
| WEIS & ASSOCIATES, INC NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | PO BOX 158 STAYTON, OR 97383 | $12K |
| HUB INTERNATIONAL NORTHWEST, LLC NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 12100 NE 195TH ST, #200 BOTHELL, WA 98011 | $11K |
| STRAUSS & ASSOCIATES, INC NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 121 LAKE ST S KIRKLAND, WA 98033 | $8K |
| LEONARD ADAMS INSURANCE NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 5201 SW WESTGATE DR, SUITE 300 PORTLAND, OR 97221 | $6K |
| STOEL RIVES EIN 93-0408771 NONE | Legal; Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
| BARKER UERLINGS INSURANCE INC NONE | Insurance services; Direct payment from the plan; Insurance brokerage commissions and fees Service code 23 | 340 NW 5TH ST CORVALLIS, OR 97330 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,957 | $9.5M |
| Dental | STANDARD INSURANCE COMPANY | 312 | $258K |
| Vision | STANDARD INSURANCE COMPANY | 600 | $47K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 1,066 | $34K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 1,957 | $9.5M |
| Other | LIFEMAP ASSURANCE COMPANY | 1,066 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,957 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.