| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | 3256 HILLCREST PARK DR MEDFORD, OR 97504 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $2K | $2K | 0.02% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE | PO BOX 784 SPRINGFIELD, OR 97477 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $2K | $2K | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON SEATTLE | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $2K | $2K | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF OREGON | 222 SW COLUMBIA ST, STE 600 PORTLAND, OR 97201 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $2K | $0 | $2K | 0.02% |
| IPG PORTLAND, LLC3 Filed as: IPG PORTLAND INC | 12042 SE SUNNYSIDE RD STE 313 CLACKAMAS, OR 97015 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $1K | $1K | 0.01% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | REGENCE BLUECROSS BLUESHIELD OF OREGON | $1K | $0 | $1K | 0.01% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMYER RISK MANAGEMENT LLC | 9340 SW BEAVERTON HILLSDALE HWY SUITE A BEAVERTON, OR 97005 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $840 | $840 | 0.01% |
| LARRY SHERWOOD & ASSOCIATES INC3 Filed as: LARRY SHERWOOD & ASSOCIATES | 10220 SW GREENBURG RD, STE 225 PORTLAND, OR 97223 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $742 | $742 | 0.01% |
| BARKER-UERLINGS INSURANCE3 Filed as: BARKER-UERLINGS INSURANCE INC | PO BOX 1378 CORVALLIS, OH 97339 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $560 | $560 | 0.01% |
| JD FULWILER AND COMPANY3 Filed as: JD FULWILER & CO INSURANCE | PO BOX 68508 PORTLAND, OR 97239 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $546 | $546 | 0.00% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORNE AVE SE, STE 140 SALEM, OR 97301 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $440 | $440 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | 12100 NE 195TH ST, STE 200 BOTHELL, WA 98041 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $378 | $378 | 0.00% |
| LEONARD ADAMS INSURANCE INC3 | 5201 SW WESTGATE DR, STE 300 PORTLAND, OR 97221 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $340 | $340 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | 5515 SW MILWAUKIE AVE PORTLAND, OR 97202 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $280 | $280 | 0.00% |
| WEIS & ASSOCIATES3 | PO BOX 158 STAYTON, OR 97383 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $224 | $224 | 0.00% |
| MONTCOMERY & GRAHAM, INC3 | 412 JEFFERSON PKY, STE 100 LAKE OSWEGO, OR 97035 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $180 | $180 | 0.00% |
| CATHY MERZ INSURANCE INC3 | 4858B SW SCHOOLS FERRY RD, STE B PORTLAND, OR 97225 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $140 | $140 | 0.00% |
| MJ INSURANCE3 Filed as: MJI INC | PO BOX 847 MCMINNVILLE, OR 97128 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $133 | $133 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON | PO BOX 29018 PORTLAND, OR 97296 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $126 | $126 | 0.00% |
| SENNHOUSER & ASSOCIATES3 | PO BOX 123 ASTORIA, OR 97103 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $28 | $28 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILLIS OF OREGON, INC. EIN 93-0569898 NONE | Consulting (general); Direct payment from the plan; Insurance brokerage commissions and fees Service code 16 | — | $175K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $107K |
| ALDRICH BENFITS, LP NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 5665 SW MEADOWS ROAD, #200 LAKE OSWEGO, OR 97035 | $34K |
| WARD INSURANCE AGENCY, INC. NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 560 COUNTRY CLUB PKWY. EUGENE, OR 97401 | $33K |
| LARRY SHERWOOD & ASSOCIATES, INC NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 10220 SW GREENBURG RD #225 PORTLAND, OR 97223 | $32K |
| BROWN & BROWN NORTHWEST INSURANCE NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | FORMERLY FULLERTON AND COMPANY INC 2701 NW VAUGHN ST SUITE 340 PORTLAND, OR 97210 | $31K |
| KPD INSURANCE, INC NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 1111 GATEWAY LOOP SPRINGFIELD, OR 97477 | $27K |
| INFINITY PARTNERS GROUP NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 5885 SE HARMONY RD, BLDG B MILWAUKIE, OR 97222 | $26K |
| STRAUS & ASSOCIATES, INC. NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 100 E. MAIN STREET SUITE B MEDFORD, OR 97501 | $22K |
| LAPORTE & ASSOCIATES INC NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $19K |
| LEONARD ADAMS INSURANCE NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 5201 SW WESTGATE DR, SUITE 300 PORTLAND, OR 97221 | $18K |
| BARKER UERLINGS INSURANCE INC NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance services Service code 23 | 340 NW 5TH ST CORVALLIS, OR 97330 | $16K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $15K |
| WEST HEALTH ADVOCATE SOLUTIONS, INC NONE | Direct payment from the plan; Other services; Consulting (general) Service code 16 | 11808 MIRACLE HILLS DRIVE OMAHA, NE 68154 | $15K |
| PROPEL INSURANCE NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 888 SW 5TH AVE, SUITE 1170 PORTLAND, OR 97204 | $14K |
| LSA, INC NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 6218 6TH AVE NW SEATTLE, WA 98107 | $13K |
| MARTIN KNUTSEN & SON, INC. NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 968 COMMERCIAL ASTORIA, OR 97103 | $12K |
| BPA HEALTH NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 380 E PARKCENTER BLVD STE 300 BOISE, ID 83706 | $12K |
| GOLSON SCRUGGS INSURANCE INC. NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 10998 SW 68TH PARKWAY PORTLAND, OR 97223 | $11K |
| HUB INTERNATIONAL NORTHWEST, LLC NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 12100 NE 195TH ST, #200 BOTHELL, WA 98011 | $7K |
| WEIS & ASSOCIATES, INC NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 448 N 2ND AVE STAYTON, OR 97383 | $7K |
| ISU THE STRATTON AGENCY NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 225 SW 5TH STREET PENDLETON, OR 97801 | $6K |
| STOEL RIVES EIN 93-0408771 NONE | Legal; Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
| NIEDERMEYER RISK MANAGEMENT, LLC NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 9340 SW BEAVERTON HILLSDALE HWY SUITE A BEAVERTON, OR 97005 | $6K |
| HAGAN HAMILTON INSURANCE SERVICES NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | 448 SE BAKER ST MCMINNVILLE, OR 97128 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,024 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,029 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 2,261 | $11.2M |
| Dental(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 2,261 | $11.5M |
| Vision | STANDARD INSURANCE COMPANY | 400 | $54K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 1,005 | $40K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 2,261 | $11.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,261 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.