See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES EIN 25-1352803 N/A | Contract Administrator Service code 13 | — | $160K |
| MACALA & PIATT, LLC EIN 34-1933033 N/A | Insurance agents and brokers Service code 22 | — | $61K |
| SEGAL CONSULTING EIN 13-1975125 N/A | Actuarial Service code 11 | 333 WEST 34TH STREET NEW YORK, NY 100012402 | $58K |
| PACKER THOMAS EIN 34-1667340 N/A | Accounting (including auditing) Service code 10 | — | $32K |
| SEGALL, BRYANT & HAMILL EIN 41-1788385 N/A | Investment advisory (plan) Service code 27 | 10 SOUTH WACKER DRIVE STE 3500 CHICAGO, IL 60606 | $19K |
| ANDCO CONSULTING, LLC EIN 59-3676225 N/A | Investment advisory (plan) Service code 27 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 761 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 314 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,075 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE (UNITED HEALTHCARE) | 0 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,113 | $46K |
| Other(2 contracts, 2 carriers) | MEDICAL MUTUAL | 1,113 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.