See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Plan Administrator; Copying and duplicating; Participant communication; Claims processing; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $541K |
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Float revenue; Claims processing; Consulting (general); Contract Administrator; Direct payment from the plan Service code 12 | — | $526K |
| MORGAN STANLEY SMITH BARNEY, LLC EIN 26-4310632 NONE | Consulting fees; Direct payment from the plan; Investment management fees paid directly by plan; Investment advisory (plan); Other investment fees and expenses; Securities brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Securities brokerage; Custodial (securities); Other commissions Service code 15 | — | $105K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $89K |
| WATKINS PAWLICK CALATI PRIFTI PC EIN 83-2893229 NONE | Legal; Direct payment from the plan Service code 29 | — | $71K |
| STEFANSKY HOLLOWAY NICHOLS EIN 38-2388845 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $64K |
| AMERICAN GRAPHICS PRINTING COMPANY EIN 38-2090931 NONE | Direct payment from the plan; Copying and duplicating; Participant communication Service code 36 | — | $44K |
| PNC FINANCIAL SERVICES GROUP NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | 755 W BIG BEAVER, STE 24 TROY, MI 48084 | $38K |
| ULINACE, INC NONE | Other services; Direct payment from the plan Service code 49 | 900 TOWER DRIVE 600 TROY, MI 480980000 | $35K |
| BENDA, GRACE, STULZ & COMPANY, P.C. EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| SALUS GROUP EIN 38-6233978 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $18K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | — | $15K |
| LEGG MASON & COMPANY, LLC NONE | Investment management; Direct payment from the plan Service code 28 | 13985 COLLECTIONS CTR DR CHICAGO, IL 606930139 | $13K |
| THE SEGAL COMPANY, INC. EIN 13-1975125 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $8K |
| ARISTOTLE FUNDS NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 235 W GALENA STREET MILWAUKEE, WI 53212 | $0 |
| BOYD WATTERSON NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 1801 E 9TH ST, STE 1400 CLEVELAND, OH 44114 | $0 |
| CLEARBRIDGE INVESTMENTS NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | 620 EIGHTH AVENUE NEW YORK, NY 10018 | $0 |
| COHEN & STEERS NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 280 PARK AVE, 10 TH FLOOR NEW YORK, NY 10017 | $0 |
| EARNEST PARTNERS NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | 1180 PEACHTREE, STE 2300 ATLANTA, GA 30309 | $0 |
| MASSACHUSETTS FINANCIAL SERVICES CO EIN 04-2747644 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $0 |
| PIONEER ASSET MANAGEMENT NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | PO BOX 219427 KANSAS CITY, MO 64121 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,444 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 657 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 14 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 945 | $2.7M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN MEDICARE ADVANTAGE | 945 | $2.7M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,102 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,102 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.