See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Other commissions; Participant communication; Other fees; Copying and duplicating; Plan Administrator; Claims processing; Direct payment from the plan; Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $501K |
| HPI EIN 38-2513504 NONE KNOWN | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $193K |
| MORGAN STANLEY SMITH BARNEY, LLC EIN 26-4310632 NONE KNOWN | Custodial (securities); Investment management fees paid directly by plan; Direct payment from the plan; Securities brokerage commissions and fees; Investment advisory (plan); Other investment fees and expenses; Other services; Other commissions; Securities brokerage; Recordkeeping fees; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $104K |
| DELTA DENTAL OF MICHIGAN EIN 38-1794180 NONE KNOWN | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $66K |
| SACHS WALDMAN, P.C. EIN 38-1905521 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $65K |
| HINES & ASSOCIATES, INC. EIN 36-3545085 NONE KNOWN | Other services; Direct payment from the plan Service code 49 | — | $49K |
| ZELIS CLAIMS INTEGRITY, INC. EIN 86-1040704 NONE KNOWN | Other fees; Direct payment from the plan Service code 50 | — | $43K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $40K |
| ENVISION PHARMACEUTICAL SERVICES EIN 05-0570786 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $38K |
| THE PNC FINANCIAL SERVICES GROUP NONE KNOWN | Custodial (other than securities); Direct payment from the plan Service code 18 | 755 WEST BIG BEAVER SUITE 24 TROY, MI 48084 | $30K |
| AMERICAN GRAPHICS PRINTING CO. EIN 38-2090931 NONE KNOWN | Direct payment from the plan; Participant communication; Copying and duplicating Service code 36 | — | $30K |
| STEFANSKY, HOLLOWAY & NICHOLS EIN 38-2388845 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| GESSERT & ASSOCIATES EIN 20-0558180 NONE KNOWN | Other services; Direct payment from the plan Service code 49 | — | $16K |
| TRUVERIS, INC. EIN 27-4345686 NONE KNOWN | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | — | $13K |
| ERMAN, TEICHER, ZUCKER, FREEDMAN EIN 38-1468534 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $11K |
| NATIONAL LABOR BENEFITS NONE KNOWN | Claims processing; Direct payment from the plan Service code 12 | 13860 WELLINGTON TRACE SUITE 38-232 WELLINGTON, FL 334148558 | $10K |
| VISION SERVICE PLAN EIN 06-1227840 NONE KNOWN | Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $9K |
| THE SEGAL COMPANY (MIDWEST), INC. EIN 13-1975125 NONE KNOWN | Actuarial; Direct payment from the plan Service code 11 | — | $7K |
| AMI ASSET MANAGEMENT NONE KNOWN | Investment management; Investment management fees paid indirectly by plan Service code 28 | 10866 WILSHIRE BOULEVARD SUITE 770 LOS ANGELES, CA 90024 | $0 |
| BOYD WATTERSON NONE KNOWN | Investment management fees paid indirectly by plan; Investment management Service code 28 | 1801 E. 9TH STREET SUITE 1400 CLEVELAND, OH 44114 | $0 |
| DELAWARE INVESTMENTS NONE KNOWN | Investment management; Investment management fees paid indirectly by plan Service code 28 | 2005 MARKET STREET ONE COMMERCE SQUARE PHILADELPHIA, PA 191037094 | $0 |
| EARNEST PARNTERS | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $0 |
| EARNEST PARTNERS NONE KNOWN | Investment management; Investment management fees paid indirectly by plan Service code 28 | 1180 PEACHTREE STREET SUITE 2300 ATLANTA, GA 30309 | $0 |
| INVESCO NONE KNOWN | Investment management fees paid indirectly by plan; Investment management Service code 28 | 1555 PEACHTREE STREET, N.E. SUITE 1800 ATLANTA, GA 30309 | $0 |
| MASSACHUSETTS FINANCIAL SERVICES CO EIN 04-2747644 NONE KNOWN | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $0 |
| WESTERN ASSET MANAGEMENT NONE KNOWN | Investment management; Investment management fees paid indirectly by plan Service code 28 | 385 EAST COLORADO BOULEVARD PASADENA, CA 91101 | $0 |
| WESTERN ASSET MANAGEMENT COMPANY | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $0 |
| WINSLOW CAPITAL MANAGEMENT NONE KNOWN | Investment management fees paid indirectly by plan; Investment management Service code 28 | 4720 IDS TOWER 80 SOUTH EIGHTH STREET MINNEAPOLIS, MN 55402 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 994 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 740 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,749 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | HUMANA INSURANCE COMPANY | 975 | $4.4M |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 406 | $1.6M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 916 | $365K |
| Other | BLUE CARE NETWORK OF MICHIGAN | 406 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 975 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.