No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THERESA DISABATO EIN 23-7097998 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $108K |
| MICHAEL E BURNS EIN 23-7097998 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $95K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $81K |
| CATHERINE MATHEWS NONE | Consulting (general); Direct payment from the plan Service code 16 | NEWTOWN CROSSING NEWTOWN, PA 18940 | $58K |
| ASBESTOS WORKERS LOCAL UNION NO 14 EIN 23-0724510 UNION | Direct payment from the plan; Contract Administrator; Recordkeeping fees Service code 13 | — | $50K |
| THE MCKEOGH COMPANY EIN 23-3003375 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $40K |
| INNOVATIVE SOFTWARE SOLUTIONS INC EIN 23-2182079 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $36K |
| TRICAST LLC EIN 39-1910835 NONE | Other fees; Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| DEBORAH NAHILL NONE | Direct payment from the plan; Consulting (general) Service code 16 | 66 LADY SLIPPER LANE LANGHORNE, PA 19047 | $33K |
| CATHERINE ROLLER EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $33K |
| ATALANTA SOSNOFF EIN 20-0461050 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $31K |
| MERANZE AND KATZ P.C. EIN 23-2419899 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $28K |
| PNC BANK, N.A. EIN 22-1146430 NONE | Other services; Direct payment from the plan; Custodial (securities) Service code 19 | — | $24K |
| JACOBY DONNER P.C. EIN 23-2220388 NONE | Legal; Direct payment from the plan Service code 29 | — | $21K |
| LOFTUS-MERMER ORAL SURGICAL ASSOC. EIN 23-2770155 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $12K |
| SYSTEM SOLUTIONS INC NONE | Consulting (general); Direct payment from the plan Service code 16 | 376 CROOKED LANE KING OF PRUSSIA, PA 19406 | $12K |
| CHARLSON BRABER MCCABE & DENMARK EIN 81-3679705 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 408 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 400 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 808 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS | 1,476 | $9.6M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 735 | $58K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 1,476 | $9.6M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 735 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,476 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.