No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 NONE | Claims processing; Float revenue; Other services Service code 12 | — | $1.8M |
| UNITED CONCORDIA COMPANIES, INC. EIN 25-1687586 NONE | Claims processing Service code 12 | — | $258K |
| CHERYL HAMERSKI EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $89K |
| ASB CAPITAL MANAGEMENT LLC NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 7501 WISCONSIN AVENUE, SUITE 1300W BETHESDA, MD 20814 | $70K |
| EILEEN CAMPBELL EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $70K |
| MEYER, UNKOVIC & SCOTT EIN 25-1008021 NONE | Legal Service code 29 | — | $64K |
| BEYER BARBER COMPANY EIN 23-2503024 NONE | Actuarial; Consulting (general) Service code 11 | — | $62K |
| DEBORAH KOLLAR EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $59K |
| LORI REDSHAW EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $53K |
| DONNA LAPACIK EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $50K |
| ANGELA CHAPLEY EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $45K |
| KIMBERLY PATOSKY EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $44K |
| SHARON KASENIC EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $40K |
| MICHAELE ANDRISON EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $38K |
| CAROL TAYLOR EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $37K |
| DEBRA CONGIE EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $37K |
| ETHEL MARKS EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $37K |
| LINDSAY LAPACIK EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $30K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $29K |
| DICLAUDIO & KRAMER, LLC EIN 27-0889793 NONE | Accounting (including auditing) Service code 10 | — | $27K |
| BMI AUDIT SERVICES, LLC NONE | Other services Service code 49 | 202 S. MICHIGAN STREET, SUITE 200 SOUTH BEND, IN 46601 | $26K |
| EMILY GRIMPLIN EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $23K |
| NATIONAL VISION ADMINISTRATORS, LLC NONE | Claims processing Service code 12 | 1200 ROUTE 46 WEST CLIFTON, NJ 07013 | $21K |
| PNC ADVISORS EIN 25-1197336 NONE | Soft dollars commissions; Investment management fees paid indirectly by plan; Float revenue; Custodial (securities); Investment management; Distribution (12b-1) fees Service code 19 | — | $17K |
| ANDCO CONSULTING, LLC EIN 59-3676225 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| JEAN ABRAMS EIN 23-7083247 NONE | Employee (plan) Service code 30 | — | $15K |
| OPTUM NONE | Claims processing; Other services Service code 12 | 328 RED MAPLE DRIVE SOUTH WANTAGH, NY 11793 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,512 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 601 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 6,319 | $217K |
| Other(2 contracts, 2 carriers) | HIGHMARK FREEDOM BLUE | 6,319 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.