No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| S.C. MILLER & CO, INC. EIN 35-1820020 NONE | Contract Administrator Service code 13 | — | $2.3M |
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 NONE | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $1.9M |
| NATIONAL INVESTMENT SERVICES, INC EIN 39-1774284 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $168K |
| ROMOLO & ASSOCIATES EIN 37-1077733 NONE | Accounting (including auditing) Service code 10 | — | $160K |
| ANTHEM INSURANCE COMPANIES EIN 35-0781558 NONE | Float revenue; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator Service code 12 | — | $82K |
| HEALTHLINK EIN 43-1364135 VENDOR | Claims processing Service code 12 | — | $72K |
| BKD, LLP EIN 44-0160260 NONE | Accounting (including auditing) Service code 10 | — | $62K |
| MICHAEL LEDBETTER, LLC. EIN 03-0599899 NONE | Legal Service code 29 | — | $38K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $20K |
| HARTNETT REYES-JONES LLC NONE | Legal Service code 29 | 4399 LACLEDE AVE ST. LOUIS, MO 63108 | $9K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $3K |
| L.M. HENDERSON EIN 20-5520612 NONE | Accounting (including auditing) Service code 10 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,668 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 759 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,427 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 6,324 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,324 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.