No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC EIN 35-0781558 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Claims processing; Float revenue Service code 12 | — | $2.1M |
| SCM INC EIN 35-1820020 NONE | Contract Administrator Service code 13 | — | $1.7M |
| HEALTHLINK, INC VENDOR | Claims processing Service code 12 | 1831 CHESTNUT STREET ST. LOUIS, MO 63141 | $116K |
| CS MCKEE LP EIN 25-1900687 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $107K |
| NATIONAL INVESTMENT SERVICES EIN 39-1774284 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $105K |
| ROMOLO & ASSOCIATES EIN 37-1077733 NONE | Accounting (including auditing) Service code 10 | — | $96K |
| BKD, LLP EIN 44-0160260 NONE | Accounting (including auditing) Service code 10 | 225 N. WATER STREET SUITE 400 DECATUR, IL 62521 | $60K |
| MICHAEL LEDBETTER LLC EIN 03-0599899 NONE | Legal Service code 29 | — | $50K |
| BERGER & BERGER, LLP EIN 35-1281454 NONE | Legal Service code 29 | — | $49K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $23K |
| CLARK, SCHAEFER, HACKETT AND CO. EIN 31-0800053 NONE | Accounting (including auditing) Service code 10 | 10100 INNOVATION DR., SUITE 400 DAYTON, OH 45342 | $13K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | 311 S. WACKER DR., STE. 4000 CHICAGO, IL 60606 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 687 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,997 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,748 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,748 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.