No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPITAL BLUE CROSS EIN 23-1294723 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $273K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $37K |
| MEYER UNKOVIC SCOTT LLP EIN 25-1008021 NONE | Legal; Direct payment from the plan Service code 29 | — | $21K |
| CHRISTMAN AND COMPANY EIN 23-2696399 NONE | Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 10 | — | $18K |
| SAV-RX PRESCRIPTION SERVICES EIN 47-0577013 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $17K |
| SUMMIT ACTUARIAL SERVICES LLC EIN 20-3838633 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $17K |
| COWDEN ASSOCIATES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 444 LIBERTY AVENUE, SUITE 605 PITTSBURGH, PA 15222 | $17K |
| CAPTRUST NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 600 HAMILTON STREET, SUITE 900 ALLENTOWN, PA 18101 | $15K |
| DELTA DENTAL OF PENNSYLVANIA EIN 23-1667011 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $15K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $13K |
| O'SULLIVAN ASSOCIATES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1236 BRACE ROAD UNIT E CHERRY HILL, NJ 08034 | $13K |
| HILL, BARTH, AND KING LLC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1500 LAKE SHORE DRIVE SUITE 120 COLUMBUS, OH 43204 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 720 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 338 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,058 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 730 | $601K |
| Other | SIERRA HEALTH AND LIFE INSURANCE CO., INC. | 349 | $537K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 730 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.