No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GCC DISTRICT COUNCIL 9 EIN 26-2397080 UNION | Direct payment from the plan; Plan Administrator Service code 14 | 3640 DELAWARE AVE SUITE 300 PHILADELPHIA, PA 19134 | $17K |
| MERANZE & KATZ EIN 23-2943773 NONE | Direct payment from the plan; Legal Service code 29 | 121 S BROAD ST 13TH FLOOR PHILADELPHIA, PA 19107 | $8K |
| ANTHONY M PONTARELLI CPA LLC EIN 32-0048632 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 1037 MILLCREEK DR UNIT B FEASTERVILLE, PA 19053 | $6K |
| MCKEOUGH CO NONE | Direct payment from the plan; Actuarial Service code 11 | FOUR TOWER BRIDGE 200 BARR HARBOUR DR WEST CONSHOHOCKEN, PA 19428 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 120 | $77K |
| Dental | AETNA LIFE INSURANCE CO | 120 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.