See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 NONE | Float revenue; Non-monetary compensation; Claims processing; Participant communication; Named fiduciary; Other services; Contract Administrator; Direct payment from the plan Service code 12 | — | $397K |
| BENESYS, INC. NONE | Contract Administrator; Direct payment from the plan Service code 13 | 700 TOWERS DRIVE SUITE 300 TROY, MI 48098 | $257K |
| BENECARD, INC. EIN 22-2998772 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $123K |
| CHARLES JOHNSTON EIN 23-2077724 NONE | Legal; Direct payment from the plan Service code 29 | — | $45K |
| DELTA DENTAL EIN 23-1667011 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $43K |
| BOLTON PARTNERS NORTHEAST, INC. NONE | Consulting (general); Direct payment from the plan Service code 16 | 2277 HIGHWAY 33 TRENTON, NJ 08690 | $28K |
| KANG HAGGERTY & FEYROT, LLC NONE | Legal; Direct payment from the plan Service code 29 | 123 S. BROAD STREET, SUITE 1670 PHILADELPHIA, PA 19109 | $22K |
| PFM ASSET MANAGEMENT, LLC EIN 23-3087064 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $21K |
| CLEARY, JOSEM & TRIGIANI NONE | Legal; Direct payment from the plan Service code 29 | 325 CHESTNUT STREET PHILADELPHIA, PA 19106 | $21K |
| FISCHER DORWART EIN 23-2247478 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $20K |
| CBIZ EIN 23-1700844 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $19K |
| INETICO INC. EIN 20-0457663 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $10K |
| NATIONAL VISION ADMINISTRATORS EIN 74-3033381 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $6K |
| U.S. BANK EIN 31-0841368 NONE | Float revenue; Custodial (securities); Soft dollars commissions; Direct payment from the plan Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 993 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 795 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,788 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 637 | $832K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,861 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.