No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PATH ADMINISTRATORS, INC. EIN 46-1226464 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $401K |
| CIGNA EIN 59-1031071 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $212K |
| BENECARD, INC. EIN 22-2998772 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $106K |
| CHARLES JOHNSTON EIN 23-2077724 NONE | Legal Service code 29 | — | $60K |
| DELTA DENTAL EIN 23-1667011 13 50 | Contract Administrator; Direct payment from the plan Service code 13 | — | $37K |
| INETICO INC. EIN 20-0457663 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $32K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $28K |
| PFM ASSET MANAGEMENT, LLC EIN 23-3087064 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $27K |
| CBI SAVITZ ORGANIZATION EIN 23-1700844 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $22K |
| BROWN, SCHULTZ, SHERIDAN & FRITZ EIN 25-1644159 NONE | Accounting (including auditing) Service code 10 | — | $22K |
| JACOBY DONNER, P.C. EIN 23-2220388 NONE | Legal Service code 29 | — | $15K |
| CORNERSTONE DISCOVERY NONE | Legal; Consulting (general) Service code 16 | 4775 LEAGUE ISLAND BLVD PHILADELPHIA, PA 19112 | $8K |
| U.S. BANK EIN 31-0841368 NONE | Direct payment from the plan; Soft dollars commissions; Custodial (securities); Float revenue Service code 19 | — | $5K |
| NATIONAL VISION ADMINISTRATORS EIN 74-3033381 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 895 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 562 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | GERBER LIFE | 1,010 | $422K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.