| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINANCIAL SERVI | 2555 KINGSTON RD STE 100 YORK, PA 17402 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $3K | $14K | 28.84% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE STE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $835 | $835 | 1.70% |
| C A LUPP INC3 Filed as: CA LUPP INC | 5010 E TRINDLE RD STE 201 MECHANICSBURG, PA 17050 | AFLAC | $1K | $0 | $1K | 3.03% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINAN | 2555 KINGSTON RD STE 100 YORK, PA 17402 | AFLAC | $1K | $0 | $1K | 2.99% |
| KIMBERLY J SCHUCHART3 | 8 SPRUCE LANE STE 304 NEW OXFORD, PA 17350 | AFLAC | $1K | $0 | $1K | 2.31% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $730 | $0 | $730 | 1.52% |
| DIANNE L MARTIN3 | 2230 CAROLINE LANE HARRISBURG, PA 17110 | AFLAC | $708 | $0 | $708 | 1.47% |
| GAIL I HOLTZINGER3 Filed as: GAIL HOLTIZINGER | 427 S 2ND STREET WRIGHTSVILLE, PA 17368 | AFLAC | $584 | $0 | $584 | 1.21% |
| GERALD L WALSH3 | 39 POCAHONTAS LANE HALIFAX, PA 17032 | AFLAC | $323 | $0 | $323 | 0.67% |
| ANTONINA M GREENPLATE3 | 13 ARTHER HILLS CT STE 201 HILTON HEAD ISLAND, SC 29928 | AFLAC | $323 | $0 | $323 | 0.67% |
| CHRISTOPHER A LUPP3 | 5010 TRINDLE ROAD STE 201 MACHANICSBURG, PA 17050 | AFLAC | $279 | $0 | $279 | 0.58% |
| ADAM DANIEL LEVINE3 Filed as: ADAM DANIELS LEVINE | 2352 SLATER HILL LN NE YORK, PA 17406 | AFLAC | $210 | $0 | $210 | 0.44% |
| DAVID C SWEIGARD3 | 2603 PELLICER RD ST AUGUSTINE, FL 32092 | AFLAC | $75 | $0 | $75 | 0.16% |
| ADAM DANIEL LEVINE3 | 2352 SKATER HILL LANE E YORK, PA 17406 | AFLAC | $51 | $0 | $51 | 0.11% |
| KENNETH L GOOD3 Filed as: KENNETH GOOD | 230 DANIELLE CT APT B YORK, PA 17404 | AFLAC | $51 | $0 | $51 | 0.11% |
| CRISTIAN APALAGHIE3 | 3431 CARDINAL LANE HARRISBURG, PA 17109 | AFLAC | $48 | $0 | $48 | 0.10% |
| KRISTEN MURRAY3 | 3506 ASH ST HARRISBURG, PA 17109 | AFLAC | $43 | $0 | $43 | 0.09% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17110 | AFLAC | $29 | $0 | $29 | 0.06% |
| LORI L ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17100 | AFLAC | $26 | $0 | $26 | 0.05% |
| CYNTHIA L JAY3 | 3768 SE DOUBLETON DRIVE STUART, FL 34997 | AFLAC | $21 | $0 | $21 | 0.04% |
| IRENE E BROOKS3 | 19 NORFOLK LN LEBANON, PA 17042 | AFLAC | $19 | $0 | $19 | 0.04% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19106 | AFLAC | $18 | $0 | $18 | 0.04% |
| RYAN BARNES3 | 330 N MAIN ST SPRING GROVE, PA 17362 | AFLAC | $16 | $0 | $16 | 0.03% |
| SUSAN R MCSHERRY3 | 123 CHATUGA DR LOUDON, TN 37774 | AFLAC | $12 | $0 | $12 | 0.02% |
| ROBERT A ANDERSON3 Filed as: ROBERT ANDERSON | 13710 GENERAL GEARY CT FREDERICKSBURG, VA 22407 | AFLAC | $11 | $0 | $11 | 0.02% |
| RYAN K GOLDBERG3 | 103 CHURCH ST PHILADELPHIA, PA 19106 | AFLAC | $5 | $0 | $5 | 0.01% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAT HOMMONTON, NJ 08037 | AFLAC | $4 | $0 | $4 | 0.01% |
| MARTIN E BYSTROM3 Filed as: MARTIN E BYSTOM | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $4 | $0 | $4 | 0.01% |
| DANIEL R JUDY3 | 231 WALTER MILL RD SOMERSET, PA 15501 | AFLAC | $3 | $0 | $3 | 0.01% |
| JENNIE BAKER3 | 102 JUNE DR CAMP HILL, PA 170110900 | HIGHMARK INC. | $4K | $0 | $4K | 9.83% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | HIGHMARK INC. | $5 | $0 | $5 | 0.01% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FIN SCVS LLC | 2555 KINGSTON RD STE 100 YORK, PA 17402 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.59% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE STE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $938 | $938 | 2.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $509 | $509 | 1.59% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FIN SVCS LLC | 2555 KINGSTON RD STE 100 YORK, PA 17402 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 18.17% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE STE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $623 | $623 | 3.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $355 | $355 | 1.76% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FIN SVCS LLC | 2555 KINGSTON RD STE 100 YORK, PA 17402 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $520 | $2K | 17.93% |
| BENEFITMALL5 Filed as: BENEFITMALL INC | 501 FAIRMOUNT AVE STE 400 TOWSON, MD 21286 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $263 | $263 | 3.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $149 | $149 | 1.70% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | $727 | $0 | $727 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HIGHMARK INC. | 159 | $42K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | 259 | $7K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 141 | $77K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 86 | $97K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 141 | $80K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.