| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | HIGHMARK | $2K | $0 | $2K | 5.65% |
| JENNIE BAKER3 | 101 JUNE DR CAMP HILL, PA 170010900 | HIGHMARK | $1K | $0 | $1K | 3.37% |
| DIANE L MARTIN3 | 2230 CAROLINE LN HARRISBURG, PA 17100 | AFLAC | $476 | $0 | $476 | 2.26% |
| ANTONINA M GREENPLATE3 | 13 ARTHUR HILLS CT HILTON HEAD ISLAND, SC 29928 | AFLAC | $292 | $0 | $292 | 1.38% |
| CHRISTOPHER A LUPP3 | 5010 E TRINDLE RD STE 201 MECHANICSBURG, PA 17050 | AFLAC | $229 | $0 | $229 | 1.09% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17100 | AFLAC | $229 | $0 | $229 | 1.09% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 Filed as: MCCONKEY BENEFITS & FINAN | 2555 KINGSTON RD STE 100 YORK, PA 17402 | AFLAC | $221 | $0 | $221 | 1.05% |
| C A LUPP INC3 Filed as: CA LUPP INC | 5010 E TRINDLE RD STE 201 MECHANICSBURG, PA 17050 | AFLAC | $180 | $0 | $180 | 0.85% |
| GAIL I HOLTZINGER3 Filed as: GAIL I HOLTZING | 427 S 2ND ST WRIGHTSVILLE, NC 17368 | AFLAC | $116 | $0 | $116 | 0.55% |
| KIMBERLEY J SCHUCHART3 | 8 SPUCE LN NEW OXFORD, PA 17350 | AFLAC | $110 | $0 | $110 | 0.52% |
| RYAN BARNES3 | 330 N MAIN ST SPRING GROVE, PA 17362 | AFLAC | $79 | $0 | $79 | 0.37% |
| GERALD L WALSH3 | 39 POCAHONTAS LN HALIFAX, PA 17032 | AFLAC | $72 | $0 | $72 | 0.34% |
| DAVID C SWEIGARD3 | 2603 PELLICER RD ST AUGUSTINE, FL 32092 | AFLAC | $64 | $0 | $64 | 0.30% |
| KENNETH L GOOD3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $39 | $0 | $39 | 0.18% |
| KRISTEN MURRAY3 | 3506 ASH ST HARRISBURG, PA 17109 | AFLAC | $34 | $0 | $34 | 0.16% |
| LORI L ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17100 | AFLAC | $22 | $0 | $22 | 0.10% |
| CYNTHIA L JAY3 | 3768 SE DOUBLETON DR STUART, FL 34997 | AFLAC | $18 | $0 | $18 | 0.09% |
| IRENE E BROOKS3 | 19 NORFOLK LN LEBANON, PA 17042 | AFLAC | $16 | $0 | $16 | 0.08% |
| SUSAN R MCSHERRY3 | 123 CHATUGA DR LOUDON, TN 37774 | AFLAC | $10 | $0 | $10 | 0.05% |
| ROBERT A ANDERSON3 | 13710 GENERAL GEARY CT FREDERICKSBURG, VA 22407 | AFLAC | $10 | $0 | $10 | 0.05% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17110 | AFLAC | $9 | $0 | $9 | 0.04% |
| CRISTEN APALAGHIE3 | 3431 CARDINAL LN DOVER, DE 19903 | AFLAC | $8 | $0 | $8 | 0.04% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19106 | AFLAC | $7 | $0 | $7 | 0.03% |
| DANIEL R JUDY3 | 231 WALTER MILL RD SOMERSET, PA 15501 | AFLAC | $4 | $0 | $4 | 0.02% |
| KL GOOD BENEFITS LLC3 Filed as: KL GOOD BENEFITS | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $4 | $0 | $4 | 0.02% |
| WILLIAM R HARTZ3 Filed as: WILLIAM L MURRY JR | 604 HERITAGE CT MECHANICSBURG, PA 17055 | AFLAC | $3 | $0 | $3 | 0.01% |
| RYAN K GOLDBERG3 | 103 CHURCH ST PHILADELPHIA, PA 19106 | AFLAC | $1 | $0 | $1 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAT HOMMONTON, NJ 08037 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARTIN E BYSTROM3 Filed as: MARTIN E BYSTOM | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $1 | $0 | $1 | 0.00% |
| ADAM DANIEL LEVINE3 Filed as: ADAM DANIELS LEVINE | 2352 SLATER HILL LN NE YORK, PA 17406 | AFLAC | — | $0 | $0 | 0.00% |
| MCCONKEY BENEFITS & FINANCIAL SERV3 | 2555 KINGSTON ROAD, SUITE 100 YORK, PA 17402 | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | $496 | $0 | $496 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HIGHMARK | 94 | $37K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | 112 | $5K |
| Life insurance | AFLAC | 40 | $21K |
| Short-term disability | AFLAC | 40 | $21K |
| Long-term disability | AFLAC | 40 | $21K |
| Other | AFLAC | 40 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.