See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 16 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LOOMIS SAYLES & COMPANY EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $232K |
| WESTERN ASSET MANAGEMENT CO (WAMCO) EIN 95-2705767 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $174K |
| MONDRIAN INVESTMENT GROUP EIN 56-2475915 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $168K |
| THE BANK OF NY MELLON EIN 13-5160382 TRUSTEE | Investment management fees paid directly by plan; Custodial (securities); Custodial (other than securities); Other services; Investment management; Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 18 | — | $125K |
| MELLON CAPITAL MANAGEMENT EIN 25-1442864 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management fees paid indirectly by plan; Investment management; Other services Service code 28 | — | $101K |
| KPMG LLP EIN 13-5565207 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| GRANTHAM, MAYO, VAN OTTERLOO & CO EIN 04-2691242 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $17K |
| COMPSYCH EIN 35-3739783 NONE | Other insurance fees and expenses; Contract Administrator Service code 13 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,629 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37,640 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54,269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 12 carriers) | UHC - SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 37,844 | $41.4M |
| Dental | AETNA INC | 8,615 | $2.0M |
| Life insurance(3 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 35,961 | $31.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 37,844 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.