VERIZON COMMUNICATIONS INC.

THE PLAN FOR GROUP INSURANCE

THE VERIZON RETIREE GROUP HEALTH PLAN FOR MGMT & NON-UNION HOURLY EMPLOYEES

VERIZON WELFARE BENEFIT PLAN FOR MID-ATLANTIC ASSOCIATES

VERIZON NEW YORK AND NEW ENGLAND RETIREE HEALTH (POST-1992 RETIREES) AND GROUP LIFE INSURANCE PLAN FOR ACTIVE AND RETIRED ASSOCIATES

VERIZON GROUP UNIVERSAL LIFE PLAN

VERIZON PLAN 551

RETIREE GROUP HEALTH PLAN FOR WEST ASSOCIATES

VERIZON BELL ATLANTIC LONG TERM CARE INSURANCE NEW YORK, NEW ENGLAND, & MID-ATLANTIC ASSOCIATES

VERIZON ASSOCIATE LONG-TERM CARE PLAN

VERIZON DEPENDENT GROUP LIFE INSURANCE PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES

THE GTE LONG TERM CARE PLAN

VERIZON POST 1995 COLLECTIVELY BARGAINED RETIREE HEALTH PLAN (PRE-1993 RETIREES)

VERIZON BUSINESS HEALTH AND WELFARE PLAN

VERIZON MID-ATLANTIC GROUP HEALTH PLAN FOR RETIRED ASSOCIATES (PRE 1990)

VERIZON SPECIAL ACCIDENTAL DEATH POLICY FOR NEW YORK & NEW ENGLAND ASSOCIATES

VERIZON SPECIAL ACCIDENT DEATH POLICY FOR MID- ATLANTIC ASSOCIATES

VERIZON SEVERANCE PROGRAM FOR MANAGEMENT EMPLOYEES

VERIZON INCOME SECURITY PLAN FOR MID-ATLANTIC ASSOCIATES

VERIZON MEDICAL EXPENSE PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES

VERIZON INCOME PROTECTION PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES

THE VERIZON CHOICES PLAN

VERIZON WELFARE BENEFIT PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES

VERIZON NEW YORK AND NEW ENGLAND ASSOCIATE RETIREE-ONLY HEALTH REIMBURSEMENT ARRANGEMENT PLAN

VERIZON MID-ATLANTIC ASSOCIATE RETIREE-ONLY HEALTH REIMBURSEMENT ARRANGEMENT PLAN

VERIZON PLAN 550

VERIZON DENTAL EXPENSE PLAN FOR NY & NE ASSOCIATES

VERIZON PLAN 552

VERIZON SICKNESS AND ACCIDENT DISABILITY BENEFIT PLAN FOR MID-ATLANTIC ASSOCIATES

VERIZON SICKNESS AND ACCIDENT DISABILITY BENEFIT PLAN FOR NEW ENGLAND ASSOCIATES

VERIZON SICKNESS AND ACCIDENT DISABILITY BENEFIT PLAN FOR NEW YORK ASSOCIATES

VERIZON HEALTH CARE SPENDING ACCOUNT FOR NEW YORK AND NEW ENGLAND ASSOCIATES

VERIZON LONG TERM DISABILITY PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES

VERIZON VISION CARE PLAN FOR NEW YORK AND NEW ENGLAND ASSOCIATES (INCLUDING VDT USER EYE CARE PROGRAM)