| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOSEPH B MCGINTY JR3 Filed as: JOSEPH BRENDAN MCGINTY | 2202 CROSS CREEK RD MACUNGIE, PA 18062 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 11.80% |
| URL INC3 Filed as: URL, INC | 500 NATIONWIDE DR HARRISBURG, PA 17110 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 2.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BSI CORPORATE BENEFITS, LLC BROKER | Insurance agents and brokers Service code 22 | 79 WEST MARKET STREET, SUITE 400 BETHLEHEM, PA 18018 | $21K |
| CAPITAL BLUE CROSS EIN 23-0455154 ADMIN | Claims processing Service code 12 | — | $12K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $11K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 51 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 51 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 79 | $31K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. - NGL | 69 | $977 |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 51 | $52K |
| Stop-loss / reinsurancereinsurance | EVEREST REINSURANCE COMPANY | 36 | $128K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 51 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 79 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.