| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD FIVE RADNOR CORP. CTR NO. 200 RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS | — | $17K | $17K | 0.19% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD RADNOR, PA 19087 | KEYSTONE | — | $299K | $299K | 4.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS INC. | 3 COPLEY PLACE BOSTON, MA 02116 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $44K | $13K | $57K | 3.59% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD ROAD BLDG 5, SUITE 200 RADNOR, PA 19087 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $42K | $17K | $59K | 6.64% |
| TRIBEN INSURANCE SOLUTIONS INC3 | 24 E. 2ND ST. 1ST FLOOR MEDIA, PA 19063 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | — | $7K | 0.81% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD ROAD BLDG 5, SUITE 200 RADNOR, PA 19087 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $55K | — | $55K | 7.70% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF LOUISIANA, INC. | 1100 POYDRAS ST THE ENERGY CENTRE 3672 SUITE 2900 NEW ORLEANS, LA 70163 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $14K | — | $14K | 1.94% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD. RADNOR, PA 19087 | AMERIHEALTH HMO, INC. | — | $645 | $645 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,066 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,085 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | INDEPENDENCE BLUE CROSS | 0 | $18.9M |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 2,068 | $713K |
| Vision | INDEPENDENCE BLUE CROSS | 0 | $8.8M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 0 | $888K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 0 | $888K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 0 | $888K |
| Prescription drug(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 0 | $9.5M |
| Other(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 0 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,068 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.