| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD FIVE RADNOR CORP. CTR NO. 200 RADNOR, PA 19087 | INDEPENDENCE BLUE CROSS | $89K | — | $89K | 0.99% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD FIVE RADNOR CORP. CTR NO. 200 RADNOR, PA 19087 | KEYSTONE | $203K | — | $203K | 3.10% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS INC. | 3 COPLEY PLACE BOSTON, MA 02116 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $40K | $12K | $52K | 3.65% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD ROAD BLDG 5, SUITE 200 RADNOR, PA 19087 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $48K | $20K | $68K | 7.53% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD ROAD BLDG 5, SUITE 200 RADNOR, PA 19087 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $43K | — | $43K | 5.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF LOUISIANA, INC. | 909 POYDRAS ST NEW ORLEANS, LA 70112 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $21K | — | $21K | 3.15% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA, INC. | 100 MATSONFORD RD. FIVE RADNOR CORP CTR STE 200 RADNOR, PA 19087 | AMERIHEALTH HMO, INC. | $7K | — | $7K | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,313 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | INDEPENDENCE BLUE CROSS | 1,462 | $18.3M |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 2,796 | $814K |
| Vision | INDEPENDENCE BLUE CROSS | 1,462 | $9.0M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,336 | $908K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,336 | $908K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,336 | $908K |
| Prescription drug(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 1,462 | $9.7M |
| Other(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,336 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.