See 5 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 1 broker row with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| USW DISTRICT 10 LOCAL 286 UNION EIN 23-0724665 SPONSORING LABOR ORGAN. | Direct payment from the plan; Plan Administrator Service code 14 | — | $562K |
| CARLO SIMONE, III. EIN 23-0724665 EMPLOYEE | Employee (plan); Recordkeeping fees; Other fees Service code 30 | — | $97K |
| CONNER STRONG COMPANIES EIN 21-0718159 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $95K |
| TOTAL CARE NETWORK, INC EIN 23-2740082 NONE | Direct payment from the plan; Other services Service code 49 | — | $42K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $33K |
| SOBOL & SOBOL, P.C. EIN 36-4509261 NONE | Legal; Direct payment from the plan Service code 29 | — | $32K |
| SPEAR WILDERMAN PC EIN 23-2749511 LEGAL COUNSEL TO USW L286 | Legal; Direct payment from the plan Service code 29 | — | $32K |
| WELLNESS COACHES USA EIN 32-0025442 NONE | Direct payment from the plan; Other services Service code 49 | — | $19K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $12K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432390 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,434 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 2,099 | $397K |
| Vision | INDEPENDENCE BLUE CROSS | 2,086 | $657K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,288 | $422K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,288 | $422K |
| Prescription drug(3 contracts, 3 carriers) | KEYSTONE HEALTH PLAN EAST | 2,119 | $16.6M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,288 | $422K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.