See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| USW DISTRICT 10 LOCAL 286 UNION EIN 23-0724665 SPONSORING LABOR ORGAN. | Plan Administrator; Direct payment from the plan Service code 14 | — | $355K |
| CONNER STRONG COMPANIES EIN 21-0718159 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $75K |
| CARLO SIMONE, III. EIN 23-0724665 EMPLOYEE | Recordkeeping fees; Other fees; Employee (plan) Service code 30 | — | $74K |
| TOTAL CARE NETWORK, INC NONE | Other services; Direct payment from the plan Service code 49 | 1341 N. DELAWARE AVE PHILADELPHIA, PA 19004 | $49K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $29K |
| SPEAR WILDERMAN PC EIN 23-2749511 LEGAL COUNSEL TO USW L286 | Legal; Direct payment from the plan Service code 29 | — | $28K |
| SOBOL & SOBOL, P.C. EIN 36-4509261 NONE | Legal; Direct payment from the plan Service code 29 | — | $28K |
| MORGAN STANEY SMITH BARNEY LLC EIN 26-4310632 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,302 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,305 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 2,538 | $426K |
| Vision | INDEPENDENCE BLUE CROSS | 2,558 | $846K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,363 | $386K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,363 | $386K |
| Prescription drug(3 contracts, 3 carriers) | KEYSTONE HEALTH PLAN EAST | 3,981 | $18.9M |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,363 | $386K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.