| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAVOY ASSOCIATES3 Filed as: DONALD C SAVOY ASSOCIATES | 25B HANOVER ROAD SUITE 220 FLORHAM PARK, NJ 07932 | INDEPENDENCE BLUE CROSS ADMINISTRATORS | $44K | — | $44K | 5.37% |
| JP WARNER ASSOCIATES, INC.3 Filed as: J P WARNER ASSOCIATES INC. | 485 DEVON PARK DR, STE 103 WAYNE, PA 19087 | GERBER LIFE INSURANCE COMPANY | $14K | — | $14K | 10.00% |
| JP WARNER ASSOCIATES, INC.3 | 485 DEVON PARK DR, STE 103 WAYNE, PA 190871840 | METROPOLITAN LIFE INSURANCE COMOPANY | $4K | — | $4K | 5.43% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 181045627 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 11.89% |
| JOYCE A ELLIOTT3 | 36814 TEAL ROAD MILLSBORO, DE 19966 | AFLAC | $691 | — | $691 | 1.99% |
| KEVIN W KREPINEVICH3 | 3440 LEHIGH ST PMB 102 ALLENTOWN, PA 18103 | AFLAC | $654 | — | $654 | 1.89% |
| QUENTIN C KENT3 | PO BOX 3562 ALLENTOWN, PA 18106 | AFLAC | $591 | — | $591 | 1.70% |
| GAIL WALLACE3 | 603 BRIARWOOD DRIVE NASHVILLE, NC 27856 | AFLAC | $402 | — | $402 | 1.16% |
| JEFFREY L GODWIN3 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $254 | — | $254 | 0.73% |
| DENTON E QUICK3 | 2202 WELLINGTON BLVD WYOMISSING, PA 19610 | AFLAC | $202 | — | $202 | 0.58% |
| DENTON E QUICK3 | 2170 READING AVENUE WEST LAWN, PA 19609 | AFLAC | $180 | — | $180 | 0.52% |
| ZACHARY WISLER3 | 123 MENDEL CT BEAR, DE 19701 | AFLAC | $120 | — | $120 | 0.35% |
| JACQUELINE EBERZ3 | 98 LAMP POST RD NEW BRITIAN, PA 18901 | AFLAC | $102 | — | $102 | 0.29% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 18104 | AFLAC | $89 | — | $89 | 0.26% |
| GAIL WALLACE3 | 603 BRIARWOOD DRIVE NASHVILLE, NC 27856 | AFLAC | $79 | — | $79 | 0.23% |
| EDWARD F MROWKA JR3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | AFLAC | $74 | — | $74 | 0.21% |
| JAMES ELDER BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $69 | — | $69 | 0.20% |
| JOHN B LACARIA3 | 102 JENNIFER LN BRIDGEPORT, WV 26330 | AFLAC | $61 | — | $61 | 0.18% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | AFLAC | $56 | — | $56 | 0.16% |
| JACQUELINE M EBERZ3 | 98 LAMP POST RD NEW BRITIAN, PA 18901 | AFLAC | $53 | — | $53 | 0.15% |
| DAVID ANDY SIMS3 | 3110 COLTON DRIVE SPRINGDALE, AR 72762 | AFLAC | $50 | — | $50 | 0.14% |
| GAYLE R. DEMASS3 | 3671 S 550 E LA PORTE, IN 46350 | AFLAC | $49 | — | $49 | 0.14% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $49 | — | $49 | 0.14% |
| EDWARD F MROWKA JR3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | AFLAC | $43 | — | $43 | 0.12% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $42 | — | $42 | 0.12% |
| JEFFREY C GRIM3 | 4700 DUNHAM DR READING, PA 19606 | AFLAC | $42 | — | $42 | 0.12% |
| MASON C LEE3 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $42 | — | $42 | 0.12% |
| JOHN T CAPOZZI3 | 254 CHAPMAN RD STE 203 NEWARK, DE 19702 | AFLAC | $40 | — | $40 | 0.12% |
| MAUREEN SUSAN FRIEDMAN3 | 8163 LARK ST FOGELSVILLE, PA 18051 | AFLAC | $34 | — | $34 | 0.10% |
| LARRY A WESTON JR3 | 321 WINDSOR RD. GREENVILLE, NC 27858 | AFLAC | $32 | — | $32 | 0.09% |
| KENNETH L SCHNEER3 | 2937 W PENNSYLVANIA ST. ALLENTOWN, PA 18104 | AFLAC | $32 | — | $32 | 0.09% |
| JERAD C CROOKS3 | 540 S MAIN ST BOURBON, IN 46504 | AFLAC | $30 | — | $30 | 0.09% |
| BETHANY L ANDERSON3 | PO BOX 363 ALLENTOWN, PA 18105 | AFLAC | $28 | — | $28 | 0.08% |
| ERICK J HJEMBO3 | 241 SUGARBERRY LN LANGHORNE, PA 19047 | AFLAC | $28 | — | $28 | 0.08% |
| CHRISTINA KELLY3 | 1623 OLD LINCOLN HWY LANGHORNE, PA 19047 | AFLAC | $28 | — | $28 | 0.08% |
| STEPHEN D BISSELL3 | 5465 AMANDA DR LAURYS STATION, PA 18059 | AFLAC | $25 | — | $25 | 0.07% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $23 | — | $23 | 0.07% |
| JOSEPH B MCGINTY JR3 | 1150 GLENLIVET DR, STE A13 ALLENTOWN, PA 18106 | AFLAC | $21 | — | $21 | 0.06% |
| MARK E MYERS3 | 1745 N 75 E WASHINGTON, IN 47501 | AFLAC | $21 | — | $21 | 0.06% |
| JOSEPH M BRZECZEK3 | 1012 COLLEGE ROAD STE 203 DOVER, DE 19904 | AFLAC | $20 | — | $20 | 0.06% |
| KELLY BRZECZEK3 | 1012 COLLEGE ROAD STE 203 DOVER, DE 19904 | AFLAC | $18 | — | $18 | 0.05% |
| KRISTINE R MORRISON3 | 32122 SUNRISE DR. LISBON, OH 44432 | AFLAC | $18 | — | $18 | 0.05% |
| JOSEPH B MCGINTY JR3 | 4949 LIBERTY LANE STE 310 ALLENTOWN, PA 18106 | AFLAC | $18 | — | $18 | 0.05% |
| DAVID C SIMS3 | 1013 S 22ND ST ROGERS, AR 72758 | AFLAC | $18 | — | $18 | 0.05% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD. SOMERSET, PA 15501 | AFLAC | $17 | — | $17 | 0.05% |
| TAD H HARRELL3 | 1718 MEADOWBROOK LN W WILSON, NC 27893 | AFLAC | $17 | — | $17 | 0.05% |
| PAUL D QUILLIN3 | 3144 MEANDERWOOD DR. CANFIELD, OH 44406 | AFLAC | $17 | — | $17 | 0.05% |
| DAVID R KREMER3 | 2150 ASSOCIATION DR., STE. 150 OKEMOS, MI 48864 | AFLAC | $16 | — | $16 | 0.05% |
| DEANNE L MILLER3 | 1405 FAULKENBERY RD WILMINGTON, NC 28409 | AFLAC | $15 | — | $15 | 0.04% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $13 | — | $13 | 0.04% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $13 | — | $13 | 0.04% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLAZA LEMONT FURNACE, PA 15456 | AFLAC | $13 | — | $13 | 0.04% |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $12 | — | $12 | 0.03% |
| TRACI R BATTEN3 | 216 W MAITLAN BLVD MAITLAND, FL 32751 | AFLAC | $10 | — | $10 | 0.03% |
| GABOR JOZSEF SZOKOLYAI3 | 42 CHARLOTTE AVE SOUTHAMPTON, PA 18966 | AFLAC | $10 | — | $10 | 0.03% |
| MARK D BARBIER3 | 23 CROYDON LN OAK BROOK, IL 60523 | AFLAC | $9 | — | $9 | 0.03% |
| STEPHEN M KUCENSKI3 | 3214 GRAY ST READING, PA 19605 | AFLAC | $9 | — | $9 | 0.03% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $9 | — | $9 | 0.03% |
| THOMAS A HOUSER3 | 2720 BRIARWOOD CT. POLAND, OH 44514 | AFLAC | $8 | — | $8 | 0.02% |
| NAVILLE & ASSOCIATES3 | 5511 MOSER KNOB RD FLOYDS KNOBS, IN 47119 | AFLAC | $6 | — | $6 | 0.02% |
| CHRIS A GEHLHAUSEN3 | 5401 VOGEL RD, STE 410 EVANSVILLE, IN 47715 | AFLAC | $6 | — | $6 | 0.02% |
| GABOR JOZSEF SZOKOLYAI3 | 175 W KING ST MALVERN, PA 19355 | AFLAC | $6 | — | $6 | 0.02% |
| CHRISTOPHER A LUPP3 | 940 E PARK DR STE 301 HARRISBURG, PA 17111 | AFLAC | $5 | — | $5 | 0.01% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $5 | — | $5 | 0.01% |
| CHRIS A GEHLHAUSEN3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $5 | — | $5 | 0.01% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES EDWIN REED3 | 8224 SAN MARCO AVE. SPRINGDALE, AR 72762 | AFLAC | $5 | — | $5 | 0.01% |
| TRAVIS P LEBLANC3 | 230 DIANE LN STONEWALL, LA 71078 | AFLAC | $5 | — | $5 | 0.01% |
| MARY B DIXON3 | 1210 N ORIOLE AVE ROGERS, AR 72756 | AFLAC | $4 | — | $4 | 0.01% |
| EVERETT C BENNETT3 | 902 POPLAR ST MILFORD, DE 19963 | AFLAC | $4 | — | $4 | 0.01% |
| LAUREN E SKINNER3 | 1225 NORRIS ST RALEIGH, NC 27604 | AFLAC | $4 | — | $4 | 0.01% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $4 | — | $4 | 0.01% |
| ERIC R MACDOUGALL3 | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $4 | — | $4 | 0.01% |
| ERIC R MACDOUGALL3 | 1 NESHAMINY INTERPLEX, STE 201 TREVOSE, PA 19053 | AFLAC | $3 | — | $3 | 0.01% |
| TAD H HARRELL3 | 4421 WHITE OAK LOOP WILSON, NC 27893 | AFLAC | $3 | — | $3 | 0.01% |
| K EARLE ABERNETHY3 | 2902 SHERYL DRIVE KINSTON, NC 28504 | AFLAC | $2 | — | $2 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD JOE BENTLEY | 6301 FIELDCREST DR FORT SMITH, AR 72916 | AFLAC | $2 | — | $2 | 0.01% |
| TESSIE P CANTRELLE3 Filed as: TESSIE P. CANTRELLE | 1340 W TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $2 | — | $2 | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 23 MORGAN DR SPARTA, NJ 07871 | AFLAC | $2 | — | $2 | 0.01% |
| BYRON KEITH BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| SEAN R HILDRETH3 | 434 TUCKER RD GRIMESLAND, NC 27837 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER A LUPP3 | 940 E PARK DR STE 301 HARRISBURG, PA 17111 | AFLAC | $1 | — | $1 | 0.00% |
| BETH A AMBRUSO3 | 7442 FIRESIDE LN FLOWERY BRANCH, GA 30542 | AFLAC | $1 | — | $1 | 0.00% |
| MARK A WOJDA3 | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $1 | — | $1 | 0.00% |
| MATTHEW A COOK3 | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHEN M SMITH3 | 10374 ALEXANDER MARTIN AVE CHARLOTTE, NC 28277 | AFLAC | $1 | — | $1 | 0.00% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TWP, NJ 08234 | AFLAC | $1 | — | $1 | 0.00% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL C WALKER3 | 203 MARKET STREET STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| LARA K GRANDE3 | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN T CLANCY3 | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $1 | — | $1 | 0.00% |
| JASON D ELLIS3 | 203 MARKET STREET STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| JANE W BARNHILL3 | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $1 | — | $1 | 0.00% |
| JENNIFER L MITCHEN3 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $1 | — | $1 | 0.00% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 181045627 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 12.27% |
| JASON ARMENTI3 | 1717 WEST HAMILTON STREET ALLENTOWN, PA 18104 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $790 | — | $790 | 10.66% |
| FRANCIS OSCILOWSKI3 | 2500 ELMERTON AVENUE HARRISBURG, PA 17177 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $370 | — | $370 | 4.99% |
| CT GROUP - CA3 | PO BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $297 | — | $297 | 4.01% |
| MW-CA ADMIN3 Filed as: MW - CA ADMIN | PO BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $277 | — | $277 | 3.74% |
| JASON ARMENTI3 | 1717 WEST HAMILTON STREET ALLENTOWN, PA 18104 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $48 | — | $48 | 10.04% |
| FRANCIS OSCILOWSKI3 | 2500 ELMERTON AVENUE HARRISBURG, PA 17177 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24 | — | $24 | 5.02% |
| MW-CA ADMIN3 Filed as: MW - CA ADMIN | PO BOX 14067 JACKSON, MS 39326 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16 | — | $16 | 3.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS ADMINISTRATORS | 121 | $854K |
| Dental | METROPOLITAN LIFE INSURANCE COMOPANY | 214 | $65K |
| Vision | METROPOLITAN LIFE INSURANCE COMOPANY | 214 | $65K |
| Life insurance(3 contracts, 3 carriers) | GERBER LIFE INSURANCE COMPANY | 167 | $163K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 7 | $7K |
| Long-term disability(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $45K |
| Prescription drug | INDEPENDENCE BLUE CROSS ADMINISTRATORS | 121 | $819K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.