| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JP WARNER ASSOCIATES, INC.3 Filed as: J P WARNER ASSOCIATES INC. | 485 DEVON PARK DR, STE 103 WAYNE, PA 19087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 10.00% |
| KEVIN W KREPINEVICH3 | 3440 LEHIGH ST PMB 102 ALLENTOWN, PA 18103 | AFLAC | $2K | $166 | $2K | 3.23% |
| GAIL WALLACE3 | 603 BRIARWOOD DRIVE NASHVILLE, NC 27856 | AFLAC | $1K | $144 | $2K | 3.02% |
| QUENTIN C KENT3 | P.O. BOX 3562 ALLENTOWN, PA 18106 | AFLAC | $1K | $110 | $2K | 2.96% |
| KRISTINE R MORRISON3 | 32122 SUNRISE DR. LISBON, OH 44432 | AFLAC | $847 | $63 | $910 | 1.70% |
| DENTON E QUICK3 | 2170 READING AVENUE WEST LAWN, PA 19609 | AFLAC | $696 | $55 | $751 | 1.41% |
| JEFFREY L GODWIN3 | 2331 CAPSTONE CT. ROCKY MOUNT, NC 27804 | AFLAC | $603 | $29 | $632 | 1.18% |
| JOYCE A ELLIOTT3 | 36814 TEAL ROAD MILLSBORO, DE 19966 | AFLAC | $493 | $58 | $551 | 1.03% |
| JACQUELINE EBERZ3 | 4949 LIBERTY LANE STE 310 ALLENTOWN, PA 18106 | AFLAC | $427 | $55 | $482 | 0.90% |
| DAVID ANDY SIMS3 | 3110 COLTON DRIVE SPRINGDALE, AR 72762 | AFLAC | $297 | $6 | $303 | 0.57% |
| MARK E MYERS3 | 1745 N 75 E WASHINGTON, IN 47501 | AFLAC | $238 | — | $238 | 0.45% |
| GAYLE R. DEMASS3 | 3671 S 550 E LA PORTE, IN 46350 | AFLAC | $199 | $35 | $234 | 0.44% |
| PAUL D QUILLIN3 | 3144 MEANDERWOOD DR. CANFIELD, OH 44406 | AFLAC | $200 | $13 | $213 | 0.40% |
| MASON C LEE3 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $177 | $29 | $206 | 0.39% |
| EDWARD F MROWKA JR3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | AFLAC | $182 | — | $182 | 0.34% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 18104 | AFLAC | $171 | — | $171 | 0.32% |
| MARY B DIXON3 | 1210 N ORIOLE AVE ROGERS, AR 72756 | AFLAC | $140 | $6 | $146 | 0.27% |
| THOMAS A HOUSER3 | 2720 BRIARWOOD CT. POLAND, OH 44514 | AFLAC | $129 | $13 | $142 | 0.27% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $92 | $50 | $142 | 0.27% |
| JOHN B LACARIA3 | 102 JENNIFER LN BRIDGEPORT, WV 26330 | AFLAC | $128 | — | $128 | 0.24% |
| JOSEPH M BRZECZEK3 | 1012 COLLEGE ROAD STE 203 DOVER, DE 19904 | AFLAC | $88 | $12 | $100 | 0.19% |
| KELLY BRZECZEK3 | 1012 W. STATE COLLEGE RD., STE 203 DOVER, DE 19904 | AFLAC | $80 | $10 | $90 | 0.17% |
| JERAD C CROOKS3 | 705 TULIP CT. BOURBON, IN 46504 | AFLAC | $72 | $7 | $79 | 0.15% |
| STEPHEN M KUCENSKI3 | 3214 GRAY ST READING, PA 19605 | AFLAC | $79 | — | $79 | 0.15% |
| JAMES ELDER BROOKS3 | 1253 WEST LEESPORT ROAD LEESPORT, PA 19533 | AFLAC | $77 | — | $77 | 0.14% |
| LARRY A WESTON JR3 | 321 WINDSOR RD. GREENVILLE, NC 27858 | AFLAC | $52 | $21 | $73 | 0.14% |
| THOMAS A HOUSE3 Filed as: THOMAS A HOUSE JR | 100 ASLEIGH DR BRUNSWICK, OH 44212 | AFLAC | $62 | — | $62 | 0.12% |
| DAVID C SIMS3 | 4504 W. MOURNING DOVE DR. ROGERS, AR 72758 | AFLAC | $51 | $2 | $53 | 0.10% |
| CHRIS A GEHLHAUSEN3 | 5401 VOGEL RD, STE 410 EVANSVILLE, IN 47715 | AFLAC | $53 | — | $53 | 0.10% |
| MAUREEN SUSAN FRIEDMAN3 | 8163 LARK ST FOGELSVILLE, PA 18051 | AFLAC | $50 | — | $50 | 0.09% |
| KENNETH L SCHNEER3 | 2937 W PENNSYLVANIA ST. ALLENTOWN, PA 18104 | AFLAC | $46 | — | $46 | 0.09% |
| JEFFREY C GRIM3 | 4700 DUNHAM DR READING, PA 19606 | AFLAC | $46 | — | $46 | 0.09% |
| DAVID R KREMER3 | 2150 ASSOCIATION DR., STE. 150 OKEMOS, MI 48864 | AFLAC | $38 | $7 | $45 | 0.08% |
| STEPHEN D BISSELL3 | 5465 AMANDA DR LAURYS STATION, PA 18059 | AFLAC | $44 | — | $44 | 0.08% |
| WILLIAM M HURLEY3 | 7125 CHILTON TYLER, TX 75701 | AFLAC | $39 | $2 | $41 | 0.08% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD. SOMERSET, PA 15501 | AFLAC | $37 | — | $37 | 0.07% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $35 | — | $35 | 0.07% |
| CHRISTINA KELLY3 | 1623 OLD LINCOLN HWY LANGHORNE, PA 19047 | AFLAC | $31 | — | $31 | 0.06% |
| BETHANY L ANDERSON3 | P.O. BOX 363 ALLENTOWN, PA 18105 | AFLAC | $31 | — | $31 | 0.06% |
| DARRYL N PENNINGTON3 | P.O. BOX 6121 SPRINGDALE, AR 72766 | AFLAC | $30 | — | $30 | 0.06% |
| DEANNE L MILLER3 | 278 ENDICOTT ST. BRUCETON MILLS, WV 26525 | AFLAC | $27 | — | $27 | 0.05% |
| MARK D BARBIER3 | 802 DEER TRAIL LN. OAK BROOK, IL 60523 | AFLAC | $23 | — | $23 | 0.04% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLAZA LEMONT FURNACE, PA 15456 | AFLAC | $23 | — | $23 | 0.04% |
| MG BERGER INC3 | 1020 N DELAWARE AVE 4TH FLR PHILADELPHIA, PA 19125 | AFLAC | $22 | — | $22 | 0.04% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $22 | — | $22 | 0.04% |
| ERICK J HJEMBO3 | 241 SUGARBERRY LN LANGHORNE, PA 19047 | AFLAC | $21 | — | $21 | 0.04% |
| GABOR JOZSEF SZOKOLYAI3 | 206 E. PENNSYLVANIA BLVD. FEASTERVILLE TREVOSE, PA 19053 | AFLAC | $17 | — | $17 | 0.03% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $16 | — | $16 | 0.03% |
| TREVOR FENNELL3 Filed as: TREVOR R FENNELL | 11835 QUEENS BLVD, STE 1403 FOREST HILLS, NY 11375 | AFLAC | $11 | $3 | $14 | 0.03% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR. CARMEL, IN 46074 | AFLAC | $8 | $4 | $12 | 0.02% |
| TRAVIS P LEBLANC3 | 230 DIANE LN. STONEWALL, LA 71078 | AFLAC | $11 | — | $11 | 0.02% |
| THOMAS A HOUSE3 | 2133 QUAIL HOLLOW DR BRUNSWICK, OH 44212 | AFLAC | $11 | — | $11 | 0.02% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON RD., STE. 250 WESTERVILLE, OH 43082 | AFLAC | $9 | $2 | $11 | 0.02% |
| EVERETT C BENNETT3 | 902 POPLAR ST MILFORD, DE 19963 | AFLAC | $10 | — | $10 | 0.02% |
| ERICK J HJEMBO3 | 1309 REVERE ROAD YARDLEY, PA 19067 | AFLAC | $10 | — | $10 | 0.02% |
| JAMES EDWIN REED3 | 8224 SAN MARCO AVE. SPRINGDALE, AR 72762 | AFLAC | $9 | — | $9 | 0.02% |
| ERIC R MACDOUGALL3 | 1 NESHAMINY INTERPLEX, STE. 201 TREVOSE, PA 19053 | AFLAC | $8 | — | $8 | 0.01% |
| TESSIE P CANTRELLE3 Filed as: TESSIE P. CANTRELLE | 1340 WEST TUNNEL BLVD., STE. 650 HOUMA, LA 70360 | AFLAC | $5 | — | $5 | 0.01% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL. MANAKIN SABOT, VA 23103 | AFLAC | $4 | — | $4 | 0.01% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INS AGCY INC. | 9404 WOODCHIP LN. BROADVIEW HTS., OH 44147 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL C WALKER3 | 203 MARKET STREET STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $2 | — | $2 | 0.00% |
| BETH A AMBRUSO3 | 515 PEQUEST ROAD STEWARTSVILLE, NJ 08886 | AFLAC | $2 | — | $2 | 0.00% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE., STE. 105 PISCATAWAY, NJ 08854 | AFLAC | $2 | — | $2 | 0.00% |
| MF IRVINE COMPANIES LLC3 Filed as: M.F. IRVINE COMPANIES, LLC | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $3K | — | $3K | 10.80% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 181045627 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 13.56% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 181045627 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 11.08% |
| FINANCIAL PRODUCTS AND SERVICE3 Filed as: FINANCIAL PRODUCTS, INC. | 1717 HAMILTON ST ALLENTOWN, PA 181045627 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 14.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS ADMINISTRATORS | 114 | $736K |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 54 | $28K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $11K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $15K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 165 | $24K |
| Prescription drug | INDEPENDENCE BLUE CROSS ADMINISTRATORS | 114 | $682K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 114 | $180K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.