No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPFINANCIAL PARTNERS, LLC EIN 26-0058143 NONE | Direct payment from the plan; Investment management; Investment advisory (participants) Service code 26 | — | $126K |
| SCHWAB RETIREMENT PLAN SERVICES,INC EIN 34-1479833 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Direct payment from the plan Service code 15 | — | $63K |
| FIRST FOUNDATION ADVISORS EIN 33-0221828 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $52K |
| APRICUS WEALTH LLC EIN 61-1947713 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $33K |
| EISNERAMPER LLP EIN 87-1363769 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| WESTMOUNT PARTNERS LLC EIN 45-2550468 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $22K |
| MYCIO WEALTH PARTNERS LLC EIN 20-2611371 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $19K |
| VERDENCE CAPITAL ADVISORS LLC EIN 82-1548745 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $16K |
| AURDAN CAPITAL MANAGEMENT LLC EIN 99-0588333 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $13K |
| COHO PARTNERS LTD EIN 23-3004662 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $12K |
| SCHIAVI & COMPANY LLC EIN 20-8034395 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $11K |
| MCADAM LLC EIN 47-1994636 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $11K |
| APEXIUM FINANCIAL LP EIN 47-4515025 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $9K |
| CLEAR CAPITAL MANAGEMENT LP EIN 87-3915849 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $6K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Shareholder servicing fees; Securities brokerage; Direct payment from the plan; Securities brokerage commissions and fees; Float revenue Service code 33 | — | $2K |
| CHARLES SCHWAB & CO.,INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 869 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 336 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 6 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 0 | $0 |
| Other | NEW YORK LIFE INSURANCE COMPANY | 177 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.