No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES LLC EIN 46-5378846 NONE | Participant loan processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Participant communication; Direct payment from the plan Service code 15 | — | $144K |
| CAPFINANCIAL PARTNERS, LLC EIN 26-0058143 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $70K |
| EISNERAMPER LLP EIN 13-1639826 NONE | Accounting (including auditing) Service code 10 | — | $19K |
| COHO PARTNERS LTD. NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 801 CASSATT ROAD SUITE 100 BERWYN, PA 19312 | $17K |
| APRICUS WEALTH LLC NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | P.O. BOX 2151 BEAUFORT, SC 29901 | $11K |
| VERITY INVESTMENT PARTNERS EIN 02-0559413 NONE | Investment advisory (participants) Service code 26 | — | $10K |
| MCADAM LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1880 JFK BLVD SUITE 1600 PHILADELPHIA, PA 19103 | $6K |
| BMO HARRIS BANK NA EIN 36-2085229 NONE | Custodial (securities); Trustee (bank, trust company, or similar financial institution); Investment management fees paid indirectly by plan; Soft dollars commissions; Investment management; Float revenue; Trustee (directed) Service code 19 | — | $0 |
| BMO HARRIS BANK, N.A. | Trustee (directed); Trustee (bank, trust company, or similar financial institution); Investment management; Soft dollars commissions; Custodial (securities); Float revenue; Investment management fees paid indirectly by plan Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 730 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 437 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 3 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY | 8 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.