| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANCED VOLUNTARY CONCEPTS INC Filed as: ADVANCED VOLUNTARY CONCEPTS | POST OFFICE BOX 1365 COLOMBIA, SC 29202 | AMERIHEALTH HMO INC | — | — | $0 | 0.00% |
| GREAM M CLARK4 | 589 WINDMERE DR LEXINGTON, KY 29072 | AMERIHEALTH HMO INC | — | — | $0 | 0.00% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | AMERIHEALTH HMO INC | — | — | $0 | 0.00% |
| EMERSON REID LLC3 | 261 MADISON AVE STE 602 NEW YORK, NY 10016 | MUTUAL OF OMAHA 1191 | $10K | $41K | $51K | 12.25% |
| EMERSON REID LLC3 | 261 MADISON AVE SYTE 602 NEW YORK, NY 10016 | MUTUAL OF OMAHA 1366 | $6K | $23K | $29K | 14.66% |
| EMERSON REID LLC3 | 261 MADISON AVE SYTE 602 NEW YORK, NY 10016 | MUTUAL OF OMAHA 1077 | $18K | $14K | $33K | 26.54% |
| EMERSON REID LLC3 | 261 MADISON AVE SYTE 602 NEW YORK, NY 10016 | MUTUAL OF OMAHA 98 | $11K | $8K | $20K | 25.70% |
| EMERSON REID LLC3 | 261 MADISON AVE SYTE 602 NEW YORK, NY 10016 | MUTUTAL OF OMAHA 41 | $2K | $2K | $4K | 19.71% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAMUEL J. KENISH EIN 23-1415471 EMPLOYEE | Plan Administrator Service code 14 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $111K |
| MH CONSULTANTS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2500 YORK ROAD JAMISON, PA 18929 | $87K |
| LIDO S. TOGNERI EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $44K |
| E, TEN BROECK, LLC EIN 20-2017396 NONE | Accounting (including auditing) Service code 10 | 999 WEST CHESTER PIKE SUITE 202 WEST CHESTER, PA 19382 | $43K |
| JENNIFER SCHMELTZER EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $40K |
| ALLIANCE HARBRIDGE EIN 20-2026711 NONE | Actuarial Service code 11 | ONE LINCOLN CENTER 12TH FLOOR SYRACUSE, NY 13202 | $40K |
| BENCARD SEVICES EIN 43-1420563 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 13900 RIVERPORT DRIVE ROUTE, NJ 07013 | $36K |
| AGNES BREEN EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $34K |
| JOANNE CREEDON EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $33K |
| MARY C. JONIEC EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $33K |
| LYNN VALENTI EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $28K |
| CLAIRE M. DODD EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $27K |
| PRISCILLA L. GRAY EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $25K |
| DIANA M. FOSCHINI EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $23K |
| BRANDON KENISH EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $23K |
| SHIRLEY DUSTMAN EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $22K |
| CLEARY JOSEM EIN 23-2025670 NONE | Legal Service code 29 | 1650 MARKET STREET PHILADELPHIA, PA 19154 | $16K |
| BUCHANAN INGERSOLL PC EIN 25-1381032 NONE | Legal Service code 29 | TWO LIBERTY PLACE 50 S18TH STREET PHILADLEPHIA, PA 19102 | $14K |
| ELANOR E. RILEY EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $13K |
| MATTUCCI & ASSOC. EIN 23-1415471 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 637B MILLCREEK DRIVE FEASTERVILLE, PA 19053 | $10K |
| NATIONAL VISION ADMINISTRATORS EIN 74-3033381 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1200 ROUTE 46 WEST CLIFTON, NJ 17055 | $9K |
| DONNA DI FRANCESCO EIN 23-1990755 EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 12298 TOWNSEND ROAD PHILADELPHIA, PA 19154 | $0 |
| HEALTH ADVOCATES EIN 23-3080019 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3043 WALTON ROAD PLYMOUTH MEETING, PA 19462 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,953 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KEYSTONE HEALTH PLAN EAST | 4,136 | $17.9M |
| Dental | UNITED CONCORDIA OF PENNSYLVANIA | 56 | $11K |
| Life insurance(3 contracts, 3 carriers) | MUTUAL OF OMAHA 1366 | 1,366 | $398K |
| Short-term disability(3 contracts, 3 carriers) | MUTUAL OF OMAHA 1191 | 1,191 | $560K |
| Long-term disability(2 contracts, 2 carriers) | MUTUAL OF OMAHA 1366 | 1,366 | $275K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.