| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRICKLER AGENCY, INC3 | 95 ALEXANDER SPRING RD CARLISLE, PA 17015 | DELTA DENTAL OF PENNSYLVANIA | $2K | $0 | $2K | 5.00% |
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY | 1200 E MCKINLEY ST CHAMBERSBURG, PA 17201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $415 | $2K | 12.83% |
| CONSOLIDATED BENEFITS INCORPORATED3 | 2500 ELMERTON AVE HARRISBURG, PA 17177 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $733 | $733 | 5.00% |
| SHEARER, THOMAS M3 | 1566 HEARTHSIDE DR CHAMBERSBURG, PA 17202 | HIGHMARK, INC | $290 | $0 | $290 | 2.25% |
| THE BENECON GROUP3 Filed as: THE BENECON GROUP, INC. | PO BOX 5406 LANCASTER, PA 17606 | HIGHMARK, INC | $97 | $0 | $97 | 0.75% |
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY | 1200 E MCKINLEY ST CHAMBERSBURG, PA 17201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $322 | $1K | 12.74% |
| CONSOLIDATED BENEFITS INCORPORATED3 | 2500 ELMERTON AVE HARRISBURG, PA 17177 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $587 | $587 | 5.00% |
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY | 1200 E MCKINLEY ST CHAMBERSBURG, PA 17201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $267 | $1K | 12.53% |
| CONSOLIDATED BENEFITS INCORPORATED3 | 2500 ELMERTON AVE HARRISBURG, PA 17177 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $527 | $527 | 5.00% |
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY | 1200 E MCKINLEY ST CHAMBERSBURG, PA 17201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $365 | $105 | $470 | 12.89% |
| CONSOLIDATED BENEFITS INCORPORATED3 | 2500 ELMERTON AVE HARRISBURG, PA 17177 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $182 | $182 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 158 | $47K |
| Vision | HIGHMARK, INC | 94 | $13K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $4K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 30 | $11K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $15K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.