| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | $44K | $93K | $137K | 3.12% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS | 3606 ENTERPRISE AVENUE SUITE 304 NAPLES, FL 34104 | HM LIFE INSURANCE COMPANY (DAVIS VISION) | $248K | — | $248K | 10.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $37K | $1K | $38K | 1.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | $22K | $46K | $68K | 3.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $48K | $3K | $51K | 5.34% |
| VIZIENT INSURANCE SERVICES LLC3 | 290 E JOHN CARPENTER FREEWAY IRVING, TX 75062 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $48K | — | $48K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IA 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $42K | $206 | $42K | 4.74% |
| TRIBEN INSURANCE SOLUTIONS INC3 Filed as: TRIBEN INSURANCE SOLUTIONS | 24 EAST 2ND STREET MEDIA, PA 19063 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $7K | $8K | 0.92% |
| FIRSTTRUST FINANCIAL RESO3 Filed as: FIRSTTRUST FINANCIAL RESOURCES | 1818 MARKET STREET 23RD FLOOR PHILADELPHIA, PA 19103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $40K | $2K | $42K | 5.26% |
| VIZIENT INSURANCE SERVICES LLC3 | 290 E JOHN CARPENTER FREEWAY IRVINGTON, TN 75062 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $40K | — | $40K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $35K | $384 | $36K | 4.69% |
| TRIBEN INSURANCE SOLUTIONS INC3 Filed as: TRIBEN INSURANCE SOLUTIONS | 24 EAST 2ND STREET MEDIA, PA 19063 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $10K | $11K | 1.48% |
| FIRSTTRUST FINANCIAL RESO3 Filed as: FIRSTTRUST FINANCIAL RESOURCES | 1818 MARKET STREET 23RD FLOOR PHILADELPHIA, PA 19103 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 0.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | SECURIAN LIFE INSURANCE COMPANY | $6K | $13K | $19K | 3.00% |
| DAVID A. BRANDIES3 | 600 W. GERMANTOWN PIKE SUITE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $46K | — | $46K | 12.48% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS INC. | 600 W. GERMANTOWN PIKE SUITE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 2.52% |
| CHARLES S. BRIND3 Filed as: CHARLES S BRIND | 458 DOVER RD WESTWOOD, MA 02090 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.51% |
| MARIANNE P. DESKA3 | 600 W. GERMANTOWN PIKE SUITE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $849 | — | $849 | 0.23% |
| DAVID A. BRANDIES3 Filed as: DAVID A. BRANDIES, TOTAL PACKAGE | 600 W. GERMANTOWN PIKE SUITE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $512 | — | $512 | 0.14% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IA 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 2.00% |
| EMERSON REID LLC3 | 350 5TH AVE. SUITE 3700 NEW YORK, NC 10118 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 3.00% |
| EMPOWER BENEFITS INC3 Filed as: EMPOWER BENEFITS, INC. | 3606 ENTERPRISE AVE. SUITE 304 NAPLES, FL 34104 | LEGAL PLANS, USA | $14K | — | $14K | 10.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 2.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $734 | — | $734 | 2.00% |
| TOTAL PACKAGE PARTNERS INC3 Filed as: TOTAL PACKAGE PARTNERS INC. | 600 W GERMANTWON PIKE SUITE 400 PLYMOUTH MEETING, PA 19462 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $177 | — | $177 | 2.08% |
| CHARLES S. BRIND3 Filed as: CHARLES S BRIND | 458 DOVER RD WESTWOOD, MA 02090 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $60 | — | $60 | 0.70% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $176 | — | $176 | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | GBS FINANCE 14TH FLOOR 2 PIERCE PLACE ITASCA, IL 60143 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $134 | — | $134 | 2.41% |
| BIDDLE INSURANCE SERVICES3 Filed as: BIDDLE & COMPANY INSURANCE BROKERS | 3650 WINDING WAY SUITE 200 NEWTOWN SQUARE, PA 19073 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.25% |
| ENTERPRISE GENERAL INSURANCE AGENCY3 Filed as: ENTERPRISE GENERAL INSURANCE COMPAN | 4135 NORTH FRONT STREET HARRISBURG, PA 17112 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $79 | — | $79 | 2.00% |
| TRIBEN INSURANCE SOLUTIONS INC3 Filed as: TRIBEN INSURANCE SOLUTIONS INC. | 24 EAST 2ND STREET 1ST FLOOR MEDIA, PA 19063 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $64 | — | $64 | 1.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 199 WATER STREET NEW YORK, NY 10038 | ZURICH AMERICAN INSURANCE COMPANY | $571 | — | $571 | 20.01% |
| ENTERPRISE GENERAL INSURANCE AGENCY3 | 4135 NORTH FRONT STREET HARRISBURG, PA 17112 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $59 | — | $59 | 3.55% |
| TRIBEN INSURANCE SOLUTIONS INC3 Filed as: TRIBEN INSURANCE SOLUTIONS INC. | 24 EAST 2ND STREET 1ST FLOOR MEDIA, PA 19063 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $36 | — | $36 | 2.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,031 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 307 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HM LIFE INSURANCE COMPANY (DAVIS VISION) | 38,877 | $2.5M |
| Life insurance(7 contracts, 3 carriers) | SECURIAN LIFE INSURANCE COMPANY | 25,477 | $7.6M |
| Short-term disability(8 contracts, 4 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,559 | $2.0M |
| Long-term disability(5 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,534 | $4.4M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SWISS RE (WESTPORT INSURANCE CORPORATION) | 21,924 | $4.2M |
| Other(11 contracts, 8 carriers) | SECURIAN LIFE INSURANCE COMPANY | 25,477 | $8.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 38,877 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.