| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.52% |
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.67% |
| DARLENE S DILLON3 Filed as: DARLENE DILLON | 120 WOODSIDE RD LEXINGTON, SC 29072 | AFLAC | $585 | — | $585 | 1.78% |
| BONNIE J BORDEN3 Filed as: BONNIE J. BORDEN | 55 E. END AVE CARNEYS POINT, NJ 08069 | AFLAC | $377 | — | $377 | 1.15% |
| ANNA REIS3 | 5505 A ADELAIDE DR MOUNT LAUREL, NJ 08054 | AFLAC | $261 | — | $261 | 0.79% |
| ALAN F. STEIN3 Filed as: ALAN STEIN | 133 GREENSWARD LN CHERRY HILL, NJ 08002 | AFLAC | $242 | — | $242 | 0.74% |
| ROBERT C. BRENTARI3 | 2 PRINCESS RD LAWRENCEVILLE, NJ 08648 | AFLAC | $183 | — | $183 | 0.56% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW JUNIKIEWICZ JR. | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | AFLAC | $112 | — | $112 | 0.34% |
| PETER A CARDILLO3 Filed as: PETER A. CARDILLO | 9200 SW. 101ST LN OCALA, FL 34481 | AFLAC | $107 | — | $107 | 0.33% |
| CAROLYN E MORRISON3 Filed as: CAROLYN MORRISON | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $102 | — | $102 | 0.31% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 Filed as: LAUNCHPAD BENEFIT SOLUTIONS, LLC | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $69 | — | $69 | 0.21% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP INC. | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $60 | — | $60 | 0.18% |
| INNOVATIVE BENEFIT PLANNING, LLC3 | 101 FOSTER RD MOORESTOWN, NJ 08057 | AFLAC | $53 | — | $53 | 0.16% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE, 2 COOPER ST P.O. BOX 99106 CAMDEN, NJ 08101 | AFLAC | $36 | — | $36 | 0.11% |
| EXSEPTIONAL SERVICES INC3 Filed as: EXSEPTIONAL SERVICES INC. | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $30 | — | $30 | 0.09% |
| JOSE A SCHIENEMAN3 Filed as: JOSE A. SCHIENEMAN | 4515 S. MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $20 | — | $20 | 0.06% |
| LORENZO V CUTAIA3 Filed as: LORENZO V.CUTAIA | 123 AZAELA LN EGG HARBOR TWP, NJ 08234 | AFLAC | $20 | — | $20 | 0.06% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA MICHELLE AGOSTINO | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $18 | — | $18 | 0.05% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN PITUCH | P.O. BOX 335 SPARTA, NJ 07871 | AFLAC | $15 | — | $15 | 0.05% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $14 | — | $14 | 0.04% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L. POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $6 | — | $6 | 0.02% |
| NANCY M ANDERSON3 Filed as: NANCY M. ANDERSON | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL A FORNARO3 Filed as: MICHAEL A. FORNARO | 271 UA HIGHWAY 46 STE.H119 FAIRFILED, NJ 07004 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN M LEYPOLDT3 Filed as: BRIAN M. LEYPOLDT | 67 ALLISON PLACE EGG HARBOR, NJ 08234 | AFLAC | $1 | — | $1 | 0.00% |
| REY ROSTAMI3 | P.O. BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $1 | — | $1 | 0.00% |
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $79 | — | $79 | 0.36% |
| C2 CENTRIC LLC3 Filed as: C2 CENTRIC, LLC | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $49 | — | $49 | 0.38% |
| MCO PARTNERS LLC3 | 6 ELM ST MADISON, NJ 07940 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | $18 | $138 | 2.47% |
| ACRISURE LLC3 Filed as: ACRISURE,DBA THE TARPEY GROUP LLC | 310 PASSAIC AVE FAIRFIELD, NJ 07004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | — | $76 | 1.36% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER ST, P.O. BOX 99106 CAMDEN, NJ 08101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.63% |
| MICHELE CONSTANTINO3 | 901 STUYVESANT AVE UNION, NJ 07083 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.46% |
| TIMOTHY J REED3 | 21 AZALEA DR LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.39% |
| LISA A PERRI3 | 775 RTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.38% |
| MICHAEL J PERRI3 | 775 RTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.38% |
| YOLANDA TRISTANCHO-HELWIG3 | 449 CENTRAL AVE SAINT PETERSBURG, FL 33701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $2 | $16 | 0.29% |
| CLARICE R MIMS3 Filed as: CLARICE R. MIMS | 172-90 HIGHLAND AVE JAMAICA ESTATES, NY 11432 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.20% |
| C & L REED ASSOCIATES LLC3 | 2911 GLENARDEN DR CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.14% |
| SPENCER BARRETT3 Filed as: SPENCER M BROAD | 16 PANORAMA CT MT LAUREL, NJ 08054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| MCO PARTNERS LLC3 | 315 WEST 39TH ST SUITE 303 NEW YORK, NY 10018 | THE PAUL REVERE LIFE INSURANCE COMPANY | $39 | $6 | $45 | 5.42% |
| MICHELE CONSTANTINO3 | 901 STUYVEST AVE UNION, NJ 07083 | THE PAUL REVERE LIFE INSURANCE COMPANY | $29 | — | $29 | 3.49% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER ST, P.O. BOX 99106 CAMDEN, NJ 08101 | THE PAUL REVERE LIFE INSURANCE COMPANY | $28 | — | $28 | 3.37% |
| YOLANDA TRISTANCHO-HELWIG3 | 449 CENTRAL AVE SAINT PETERSBURG, FL 33701 | THE PAUL REVERE LIFE INSURANCE COMPANY | $11 | — | $11 | 1.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,035 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,048 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AFLAC | 36 | $39K |
| Dental(2 contracts) | DELTA DENTAL OF PENNSYLVANIA | 1,728 | $653K |
| Vision(11 contracts) | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | 2,074 | $140K |
| Life insurance(4 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 556 | $473K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 556 | $454K |
| Long-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,874 | $679K |
| Other(10 contracts, 7 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,874 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.