| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 55 E JACKSON BLVD. FLOOR 14 CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $84K | $59 | $84K | 7.03% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 6TH AVENUE FLOOR 30 PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $67K | — | $67K | 5.62% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD STE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $10K | $37K | 3.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR. 40 W MADISON 4TH FLOOR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $9K | $9K | 0.73% |
| LOCKTON COMPANIES, LLC3 | C/O DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | HM LIFE INSURANCE COMPANY | $28K | — | $28K | 3.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD. 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD INSURANCE COMPANY | $92K | $6K | $98K | 11.62% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $77K | — | $77K | 9.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD. 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD INSURANCE COMPANY | $59K | $5K | $64K | 11.41% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $54K | — | $54K | 9.52% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 3 RADNOR CORPORATE CTR. STE 100 WAYNE, PA 190874516 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $63 | $30K | 11.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 1.59% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10 | $10 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD. CHICAGO, IL 60604 | HEARTLAND | $5K | — | $5K | 2.56% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | HEARTLAND | $5K | — | $5K | 2.44% |
| LPL FINANCIAL CORP3 | 4707 EXECUTIVE DRIVE SAN DIEGO, CA 921213091 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $2K | $10K | 8.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD. 14TH FLOOR CHICAGO, IL 60694 | RELIANCE STANDARD INSURANCE COMPANY | $29 | $10 | $39 | 12.26% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $19 | — | $19 | 5.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,541 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,214 | $1.2M |
| Vision | HEARTLAND | 3,824 | $191K |
| Life insurance(3 contracts, 2 carriers) | RELIANCE STANDARD INSURANCE COMPANY | 3,317 | $920K |
| Long-term disability | RELIANCE STANDARD INSURANCE COMPANY | 1,641 | $843K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 2,480 | $950K |
| Other(2 contracts) | RELIANCE STANDARD INSURANCE COMPANY | 3,317 | $563K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.