| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON BLVD, FL 14 CHICAGO, IL 60604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88K | — | $88K | 30.97% |
| KLEIN INC3 Filed as: KLEIN, INC. | 199 WENTWORTH GLENCOE, IL 60022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41K | — | $41K | 14.39% |
| LUKE A ROCKWELL3 Filed as: LUKE A. ROCKWELL | 303 W ERIE STREET SUITE 400 CHICAGO, IL 606543972 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33K | — | $33K | 11.76% |
| ANDREW CASPERSON3 Filed as: ANDREW WILLIAM CASPERSON | 2112 W RICE STREET APT 4 CHICAGO, IL 60622 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 6.05% |
| JULIE-ANN KLEIN3 | 199 WENTWORTH GLENCOE, IL 60022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 3.00% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES, LTD | 303 W ERIE, STE 400 CHICAGO, IL 60004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $312 | — | $312 | 0.11% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.06% |
| VINCENT SCALETTA3 Filed as: VINCENT J. SCALETTA | 15 N WINDSOR DRIVE ARLINGTON HEIGHTS, IL 600046564 | CONTINENTAL AMERICAN INSURANCE COMPANY | $130 | — | $130 | 0.05% |
| SCALETTA INSURANCE AGENCY INC3 Filed as: SCALETTA INSURANCE AGENCY, INC. | 15 N WINDSOR DRIVE ARLINGTON HEIGHTS, IL 60004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 0 | $285K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.