| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 6TH AVENUE FLOOR 30 PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $159K | — | $159K | 12.18% |
| LOCKTON COMPANIES, LLC3 | C/O DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | GRANULAR INSURANCE COMPANY | $25K | — | $25K | 3.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $136K | — | $136K | 20.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $111K | — | $111K | 20.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 6TH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44K | — | $44K | 11.70% |
| JULIE-ANN KLEIN3 | 199 WENTWORTH GLENCOE, IA 60022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | — | $18K | 4.87% |
| LUKE A ROCKWELL3 | 303 WEST ERIE STREET SUITE 400 CHICAGO, IA 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 4.35% |
| VINCENT SCALETTA3 | 15 N WINDSOR DR. ARLINGTON HEIGHTS, IL 60004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 2.30% |
| ANDREW CASPERSON3 | 2112 W RICE ST APT 4 CHICAGO, IL 60622 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 2.11% |
| KLEIN INC3 Filed as: KLEIN, INC. | 199 WENTWORTH GLENCOE, IL 60022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $853 | — | $853 | 0.23% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | HEARTLAND | $8K | — | $8K | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 4 RADNOR CORPORATE CTR. STE 100 RADNOR, PA 190874525 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $107 | $19K | 13.47% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER VOLUNTARY BENEFITS | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14K | $14K | 10.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 606907219 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.56% |
| LPL FINANCIAL CORP3 | PO BOX 509026 SAN DIEGO, CA 921509026 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 9.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 111 SUPERIOR AVENUE E STE 1601 CLEVELAND, OH 441142522 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10 | $10 | 0.01% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | RELIANCE STANDARD INSURANCE COMPANY | $35 | — | $35 | 15.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,955 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,972 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,479 | $1.3M |
| Vision | HEARTLAND | 3,208 | $169K |
| Life insurance(3 contracts, 2 carriers) | RELIANCE STANDARD INSURANCE COMPANY | 3,239 | $795K |
| Long-term disability | RELIANCE STANDARD INSURANCE COMPANY | 1,246 | $681K |
| Stop-loss / reinsurancereinsurance | GRANULAR INSURANCE COMPANY | 1,999 | $821K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD INSURANCE COMPANY | 3,239 | $927K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,479 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.