| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST 7TH FLOOR COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $882 | $4K | 4.71% |
| MARSHBERRY CONNECT PLATFORM LLC3 | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $783 | $783 | 1.00% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $323 | $5K | 16.27% |
| MARSHBERRY CONNECT PLATFORM LLC3 | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $317 | $317 | 1.05% |
| HUNTINGTON INSURANCE INC3 | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 11.00% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 7.47% |
| NATIONAL BENEFITS GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $666 | — | $666 | 2.61% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $223 | $3K | 14.07% |
| MARSHBERRY CONNECT PLATFORM LLC3 | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $248 | $248 | 1.03% |
| HUNTINGTON INSURANCE INC3 | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 5.78% |
| NATIONAL BENEFIT GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $670 | — | $670 | 2.85% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $595 | — | $595 | 2.53% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $205 | $2K | 8.21% |
| MARSHBERRY CONNECT PLATFORM LLC3 | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $207 | $207 | 0.90% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE INC. | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 11.40% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 7.25% |
| NATIONAL BENEFITS GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 4.56% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 12.93% |
| HUNTINGTON INSURANCE INC3 | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 9.28% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W. BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $81 | $2K | 10.62% |
| MARSHBERRY CONNECT PLATFORM LLC3 | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $150 | $150 | 0.92% |
| HUNTINGTON INSURANCE INC3 | 7 EASTON OVAL L4238 COLUMBUS, OH 43219 | SUN LIFE ASSURANCE COMPANY OF CANADA | $585 | — | $585 | 10.06% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FLOOR 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $336 | $22 | $358 | 22.69% |
| MARSHBERRY CONNECT PLATFORM LLC3 Filed as: MARSHBERRY CONNECT PLATFORM | 28601 CHAGRIN BLVD STE 400 WOODMERE, OH 44122 | PRINCIPAL LIFE INSURANCE COMPANY | — | $8 | $8 | 0.51% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | NATIONAL VISION ADMINISTRATORS, LLC | $44 | — | $44 | 5.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 292 | $84K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 370 | $17K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 235 | $23K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 97 | $24K |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 131 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.