| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST 7TH FLOOR COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $746 | $5K | 5.09% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $291 | $5K | 14.73% |
| NATIONAL BENEFITS GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 17.72% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE FKA SKY INSUR. | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 9.95% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $962 | — | $962 | 3.79% |
| NATIONAL BENEFIT GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 12.26% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE FKA SKY INSUR. | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 7.38% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $967 | — | $967 | 3.94% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $225 | $3K | 13.24% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $202 | $2K | 7.80% |
| NATIONAL BENEFITS GROUP OF AMERICA3 | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 15.47% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE FKA SKY INSUR. | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $2K | — | $2K | 10.58% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $1K | — | $1K | 5.12% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST FL 7 COLUMBUS, OH 43215 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $77 | $2K | 9.71% |
| BRANDON PENKO3 Filed as: BRANDON T PENKO | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 26.96% |
| HUNTINGTON INSURANCE - MILLERSBURG3 Filed as: HUNTINGTON INSURANCE FKA SKY INSUR | 221 SOUTH CHURCH ST. BOWLING GREEN, OH 43402 | TRUSTMARK INSURANCE COMPANY | $3K | — | $3K | 15.81% |
| HUNTINGTON INSURANCE INC3 | 221 SOUTH CHURCH ST BOWLING GREEN, OH 43402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $667 | — | $667 | 9.98% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W. BROAD STREET 7TH FLOOR COLUMBUS, OH 43215 | NATIONAL VISION ADMINISTRATORS, LLC | $43 | — | $43 | 5.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 246 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 303 | $97K |
| Vision(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 387 | $18K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 246 | $22K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 96 | $24K |
| Other(5 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 129 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.