No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER HEALTH & BENEFITS ACTUARY | Actuarial Service code 11 | ONE UNIVERSITY SQUARE SUITE 100 PRINCETON, NJ 08540 | $266K |
| PRINCETON PARTNERS MARKETING SERVICES | Other services Service code 49 | 189 WALL STREET PRINCETON, NJ 08540 | $221K |
| SHORT HILLS PLAZA, LLC RENT EXPENSE | Other services Service code 49 | 636 MORRIS TURNPIKE, SUITE 3C SHORT HILLS, NJ 07078 | $178K |
| WITHUM CPA FIRM | Accounting (including auditing) Service code 10 | ONE TOWER CENTER BOULEVARD EAST BRUNSWICK, NJ 08816 | $90K |
| CORPORATE TECHNOLOGIES IT SERVICES | Consulting fees Service code 70 | P.O. BOX 9022 FARGO, ND 58106 | $63K |
| GENOVA BURNS EIN 22-2940404 ATTORNEY SERVICES | Legal Service code 29 | 494 BROAD STREET NEWARK, NJ 07102 | $60K |
| EBIX EIN 77-0021975 COMPUTER SOFTWARE | Consulting fees Service code 70 | PO BOX 654038 DALLAS, TX 75265 | $49K |
| MAJOR PRINTING CO. PRINTING SERVICES | Other services Service code 49 | P.O. BOX 1356 UNION, NJ 07083 | $37K |
| MICHAEL COSLIT, ESQUIRE EIN 26-2047211 ATTORNEY SERVICES | Legal Service code 29 | 1297 CENTENNIAL AVENUE PISCATAWAY, NJ 08854 | $36K |
| 1111 OFFSITE COMPUTER BACKUP | Consulting fees Service code 70 | 1235 NORTH LOOP WEST, SUITE 800 HOUSTON, TX 77008 | $36K |
| TOWNSQUARE MEDIA RADIO ADS | Other services Service code 49 | 109 WALTERS AVENUE EWING, NJ 08638 | $35K |
| AUDACY OPERATIONS, INC. RADIO ADS | Other services Service code 49 | 345 HUDSON STREET, 10TH STREET NEW YORK, NY 10014 | $34K |
| GIBBONS EIN 22-2366099 ATTORNEY SERVICES | Legal Service code 29 | ONE GATEWAY CENTER NEWARK, NJ 07102 | $25K |
| DE LAGE LANDEN EQUIPMENT LEASE | Other services Service code 49 | P.O. BOX 41602 PHILADELPHIA, PA 19101 | $14K |
| NEXTIVA TELEPHONE SERVICE | Other services Service code 49 | P.O. BOX 207330 DALLAS, TX 75320 | $11K |
| CONTINUOUS NETWORKS IT SERVICES | Consulting fees Service code 70 | P.O. BOX 22929 NEW YORK, NY 10087 | $7K |
| FOX ROTHSCHILD, LLP EIN 23-1404723 ATTORNEY SERVICES | Legal Service code 29 | 49 MARKET STREET MORRISTOWN, NJ 07960 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,657 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 10,657 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NJ, INC. | 3,097 | $1.2M |
| Life insurance | UNICARE LIFE AND HEALTH | 9,706 | $1.4M |
| Stop-loss / reinsurancereinsurance(10 contracts) | HORIZON HEALTHCARE SERVICES, INC. | 2,232 | $9.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,706 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.