Insurance carrier

FLAGSHIP HEALTH SYSTEMS

dental: 49

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
NJ	1	$202K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of FLAGSHIP HEALTH SYSTEMS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where FLAGSHIP HEALTH SYSTEMS is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
COMMUNITY ACCESS UNLIMITED, INC. WELFARE BENEFIT PLAN COMMUNITY ACCESS UNLIMITED, INC WELFARE BENEFIT PLAN	NJ	$202K	637	mixed	INNOVATIVE BENEFIT PLANNING LLC