No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES EIN 22-0999690 NONE | Other services Service code 49 | — | $296K |
| MARY ANNE GERLACH EIN 22-6220289 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $61K |
| VANDA NENO EIN 22-6220289 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| ENNIS HARGADON, LLC EIN 47-1121653 ACCT FOR LOCAL 641 | Accounting (including auditing) Service code 10 | — | $55K |
| NANCY FRADELLA EIN 22-6220289 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| KROLL HEINEMAN CARTON, LLC EIN 76-0760981 ATTY FOR LOCAL 641 | Legal Service code 29 | — | $40K |
| O'SULLIVAN ASSOCIATES EIN 22-1837827 NONE | Actuarial Service code 11 | — | $39K |
| ALICE RYAN EIN 22-6220289 EMPLOYEE | Employee (plan) Service code 30 | — | $37K |
| VICTOR PESANTEZ EIN 22-6220289 EMPLOYEE | Employee (plan) Service code 30 | — | $35K |
| DELTA DENTAL OF NJ EIN 22-1896118 NONE | Claims processing Service code 12 | — | $21K |
| TEAMSTERS CENTER SERVICES EIN 13-1964856 NONE | Claims processing Service code 12 | — | $16K |
| RYAN LABS EIN 13-3451974 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $16K |
| UBS FINANCIAL SERVICES EIN 13-2638166 NONE | Account maintenance fees; Investment advisory (plan); Other fees Service code 27 | — | $12K |
| PNC BANK EIN 22-1146430 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $11K |
| ROTHSCHILD EIN 13-2544634 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $10K |
| FAIR HEALTH INC. EIN 90-0524293 NONE | Other fees Service code 99 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 531 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 124 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,341 | $65K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,341 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.