| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 12.36% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 7.77% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $412 | — | $412 | 1.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 NONE | Contract Administrator; Insurance agents and brokers Service code 13 | — | $3.1M |
| DECOTIIS, FITZPATRICK, COLE & GIBLI EIN 31-1425096 NONE | Legal Service code 29 | 500 FRANK W BURR BLVD TEANECK, NJ 07666 | $1.2M |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management; Named fiduciary; Investment management fees paid directly by plan Service code 28 | — | $417K |
| COMPUTER MANAGEMENT AND MARKETING EIN 23-2504910 NONE | Other services Service code 49 | — | $365K |
| OPERATING ENGR 825 UNION HALL AFFILIATE | Other fees Service code 99 | 65 SPRINGFIELD AVENUE SPRINGFIELD, NJ 07081 | $291K |
| TELEMEDICINE MANAGEMENT, INC. EIN 26-1306606 NONE | Other fees Service code 99 | — | $226K |
| THE LINDENBERGER GROUP, LLC EIN 40-0020279 NONE | Consulting (general); Consulting fees Service code 16 | — | $220K |
| SHERRY VISO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $203K |
| SUSAN SONNTAG EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $195K |
| HARDMAN JOHNSTON GLOBAL ADVISORS EIN 13-3257590 NONE | Investment management Service code 28 | — | $190K |
| ROBERT HALF INTERNATIONAL INC. EIN 94-1648752 NONE | Accounting (including auditing) Service code 10 | 215 PARK AVE S. NEW YORK, NY 10003 | $189K |
| CHRISTOPHER SCHIAVINO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $171K |
| MICHAEL DALEO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $170K |
| ERIC TORBIC EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $156K |
| RACHEL GRODSKY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $151K |
| MICHAEL LEONETTI EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $139K |
| PATRICE CLARKE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $138K |
| THERESE EDWARDS EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $126K |
| THOMAS EDWARDS EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $125K |
| GUARDIAN NURSES HEALTHCARE EIN 57-1187937 NONE | Consulting fees; Consulting (general) Service code 16 | 600 W GERMANTOWN PIKE STE 400 PLYMOUTH MEETING, PA 19462 | $113K |
| MCCARTER + ENGLISH LLP EIN 22-1534652 NONE | Legal Service code 29 | — | $107K |
| MARIANA RODRIGUEZ EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $104K |
| SUSANIN, WIDMAN AND BRENNAN EIN 23-2265950 COUNSEL FOR TRUSTEE ER | Legal Service code 29 | — | $104K |
| CELESTE BAHIA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $102K |
| ALEXANDER JACA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $97K |
| SUSAN MCBRIDE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $94K |
| JACLYN KINLEY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $92K |
| SANDRA HOCK EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $92K |
| DATAPRISE, INC. EIN 52-1920434 NONE | Other services; Other fees; Consulting fees Service code 49 | — | $86K |
| CAROL DETORE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Consulting (general) Service code 11 | — | $84K |
| TYKEL JACKSON EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $84K |
| TIRA DAVIS EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $83K |
| PATRICK BURNS EIN 22-5033381 EMPLOYEE | Employee (plan) Service code 30 | — | $82K |
| ROSEMARIE OLIVERI EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $82K |
| KATHY MOSEJCHUK EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $75K |
| DEREK KELLY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $72K |
| MARYBETH BUONOPANE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $72K |
| ESTER TROIANELLO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $71K |
| MARIA RESENDE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $70K |
| LAUREN MCMILLAN EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $69K |
| DIANE RODRIGUEZ EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $66K |
| ESTHEFANY FULGENCIO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| LUDIVINA GO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| CECILIA LIVINGSTON EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $64K |
| JOANNA PRIMAMORE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| CHARLENE CHAVARRIA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $57K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $57K |
| KEATING ACCOUNTING, LLC EIN 92-1255252 NONE | Accounting (including auditing) Service code 10 | 117 SOUTH MAPLE AVE BASKING RIDGE, NJ 07920 | $56K |
| KYLE PORTER EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $53K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,582 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,653 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FIDELIO INSURANCE COMPANY | 7,493 | $7.1M |
| Life insurance(2 contracts, 2 carriers) | AMALGAMATED LIFE | 7,243 | $2.7M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 95 | $38K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 95 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,493 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.