| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 5.55% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $691 | — | $691 | 2.88% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $95 | — | $95 | 0.40% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 NONE | Claims processing; Accounting (including auditing) Service code 10 | — | $1.6M |
| MAGNACARE EIN 11-3410766 NONE | Claims processing Service code 12 | — | $822K |
| PITTA AND GIBLIN LLP EIN 26-3852082 NONE | Legal Service code 29 | 65 SPRINGFIELD AVENUE SPRINGFIELD, NJ 07081 | $486K |
| DECOTIIS, FITZPATRICK, COLE & GIBLI NONE | Legal Service code 29 | 500 FRANK W BURR BLVD TEANECK, NJ 07666 | $437K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $324K |
| JOHNSTON INVESTMENT ADVISORS EIN 13-3257590 NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | ONE LANDMARK SQUARE STAMFORD, CT 06901 | $243K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Named fiduciary; Investment management; Investment management fees paid directly by plan Service code 28 | — | $164K |
| COMPUTER MANAGEMENT AND MARKETING EIN 23-2504910 NONE | Other services Service code 49 | 7599 BETH-BATH PIKE BATH, PA 18014 | $126K |
| CHRISTINE MEDICH EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $119K |
| COLUMBIA PARTNERS INVESTMENT EIN 52-1940739 NONE | Investment advisory (plan); Investment management fees paid directly by plan; Investment management Service code 27 | 5425 WISCONSIN AVENUE SUITE 700 CHEVY CHASE, MD 20815 | $114K |
| 65 SPRINGFIELD AVENUE CONDOMINIUM AFFILIATE | Other fees Service code 99 | 65 SPRINGFIELD AVENUE SPRINGFIELD, NJ 07081 | $105K |
| SURESH ASWANI EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $102K |
| SEGAL CO. EIN 13-1835864 NONE | Consulting (general); Actuarial Service code 11 | — | $98K |
| DATAPRISE EIN 52-1920434 NONE | Other fees; Consulting fees; Other services Service code 49 | PO BOX 62550 BALTIMORE, MD 21264 | $90K |
| THE LINDENBURGER GROUP EIN 22-3843551 NONE | Consulting fees; Consulting (general) Service code 16 | — | $85K |
| SUSANIN, WIDMAN AND BRENNAN EIN 23-2265950 COUNSEL FOR TRUSTEE ER | Legal Service code 29 | 1285 DRUMMERS LANE, SUITE 202 WAYNE, PA 19087 | $72K |
| DEBORAH KELLY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $71K |
| THERESE EDWARDS EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $68K |
| SUSAN SONNTAG EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $55K |
| CAROL DETORE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $51K |
| DANIEL MANCINO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $49K |
| SHERRY VISO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $48K |
| HARRIET ORMIANER EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| SANDRA HOCK EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| SKY PRINTING LLC EIN 45-3703552 NONE | Copying and duplicating Service code 36 | — | $47K |
| RACHEL GRODSKY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $46K |
| MARIA RESENDE EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $44K |
| PATRICIA MOLLEN EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| HELEN MURRAY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| TYKEL JACKSON EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| ANNA DIAZ EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $42K |
| WASILEWSKI AND KEATING PC EIN 22-2676761 NONE | Accounting (including auditing) Service code 10 | — | $41K |
| MIRIAM SCHULZ EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $41K |
| ZUNIDA BENJAMIN EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $40K |
| ROSEMARIE OLIVERI EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $40K |
| MARIANA ROJAS EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| ALEXANDER JACA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| ROSANNE BARCA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| ARLEEN MARCEL-MANCINO EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| PATRICK BURNS EIN 22-5033381 EMPLOYEE | Employee (plan) Service code 30 | — | $36K |
| SUSAN YANNETTA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $36K |
| CECILIA LIVINGSTON EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $33K |
| IFRAJ BEHLIN EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $30K |
| ESTHER GUEVAREZ EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $29K |
| CELESTE BAHIA EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $28K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Consulting (general); Investment advisory (plan) Service code 16 | — | $28K |
| MCELROY, DEUTSCH, MULVANEY AND CARP EIN 22-2445165 NONE | Other fees Service code 99 | 1300 MOUNT KEMBLE AVE MORRISTOWN, NJ 07962 | $27K |
| ASSUNTA BLUNTSCHLY EIN 22-6033381 EMPLOYEE | Employee (plan) Service code 30 | — | $25K |
| CORPORATE RESOLUTIONS EIN 22-3122884 NONE | Direct payment from the plan Service code 50 | — | $20K |
| AVOW COMMUNICATIONS EIN 27-1935207 NONE | Consulting (general); Participant communication Service code 16 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,237 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FIDELIO INSURANCE COMPANY | 5,427 | $4.6M |
| Life insurance(2 contracts, 2 carriers) | AMALGAMATED LIFE | 6,684 | $211K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 79 | $24K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 79 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,684 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.